DSP Savings Fund - Regular Plan - Growth
₹55.3817
₹0.04 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹55.3817
₹0.04 (+0.07%)
29 May 2026
AMFI: 100087
Direct · Growth
₹₹57.1943
₹0.04 (+0.07%)
29 May 2026
AMFI: 119106
Regular · IDCW
₹₹12.3270
₹0.01 (+0.07%)
29 May 2026
AMFI: 100088
Direct · IDCW
₹₹11.0244
₹0.00 (-0.01%)
29 May 2026
AMFI: 119107
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹32,000
Invested
₹81,597
Value today
6.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹554
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,00,000
Withdrawn
₹14,58,331
Corpus left
+₹20,58,331 net gain — withdrew ₹16,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,43,809
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,43,809 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹84,066
Regular plan
₹82,968
Direct earns ₹1,098 more on a ₹60K investment — 0.18% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.44
Sharpe Ratio
—
Alpha
—
Beta
0.54
Sortino
0.42%
Std Dev
-0.17%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Muthoot Finance Limited** INE414G07JU8 | 4.19% |
Panatone Finvest Limited** INE116F14240 | 3.16% |
Cholamandalam Investment and Finance Company Limited** INE121A07SH0 | 2.95% |
Panatone Finvest Limited** INE116F14240 | 2.90% |
HDFC Bank Limited INE040A01034 | 2.89% |
ICICI Bank Limited INE090A01021 | 1.56% |
| Security | % NAV |
|---|---|
7.32% GOI 2030 IN0020230135 | 11.82% |
8.51% GOI FRB 2033 IN0020200120 | 8.77% |
7.03% Maharashtra SDL 2038 IN2220250103 | 8.11% |
7.06% GOI 2028 IN0020230010 | 5.69% |
6.48% GOI 2035 IN0020250091 | 5.40% |
Small Industries Development Bank of India** INE556F16BX0 | 5.30% |
IDFC First Bank Limited** INE092T16ZD8 | 5.28% |
Small Industries Development Bank of India INE556F16BY8 | 3.86% |
Small Industries Development Bank of India** INE556F16BY8 | 3.16% |
Punjab National Bank** INE160A16UV6 | 3.14% |
364 DAYS T-BILL 2026 IN002025Z369 | 3.01% |
4.59% GOI 2031 IN0020180041 | 2.94% |
7.02% GOI 2031 IN0020240076 | 2.89% |
5.74% GOI 2026 IN0020210186 | 2.87% |
7.10% GOI 2029 IN0020220011 | 2.85% |
7.10% GOI 2034 IN0020240019 | 2.82% |
HDFC Bank Limited** INE040A16IK8 | 2.65% |
Punjab National Bank** INE160A16UV6 | 2.64% |
National Bank for Agriculture and Rural Development** INE261F16AK6 | 2.63% |
Canara Bank** INE476A16G44 | 2.37% |
National Bank for Agriculture and Rural Development INE261F16AK6 | 2.17% |
HDFC Bank Limited** INE040A16IZ6 | 2.16% |
HDFC Bank Limited INE040A16IJ0 | 2.13% |
Indian Bank** INE562A16QI8 | 2.12% |
HDFC Bank Limited INE040A16IM4 | 2.10% |
HDFC Bank Limited** INE040A16IJ0 | 1.95% |
Canara Bank** INE476A16G44 | 1.93% |
HDFC Bank Limited** INE040A16IM4 | 1.93% |
364 DAYS T-BILL 2027 IN002025Z435 | 1.87% |
364 DAYS T-BILL 2027 IN002025Z500 | 1.85% |
Bank of Baroda** INE028A16KK9 | 1.72% |
Small Industries Development Bank of India** INE556F16CB4 | 1.69% |
National Bank for Agriculture and Rural Development** INE261F16AD1 | 1.59% |
Bank of Baroda** INE028A16KX2 | 1.59% |
Small Industries Development Bank of India** INE556F16CB4 | 1.58% |
IndusInd Bank Limited** INE095A169C7 | 1.58% |
HDFC Bank Limited** INE040A16IK8 | 1.58% |
Canara Bank** INE476A16H84 | 1.57% |
IDFC First Bank Limited** INE092T16ZD8 | 1.47% |
Bank of Baroda** INE028A16KX2 | 1.46% |
Bank of Baroda** INE028A16LD2 | 1.45% |
National Bank for Agriculture and Rural Development** INE261F16AD1 | 1.45% |
HDFC Bank Limited** INE040A16IK8 | 1.45% |
Punjab National Bank INE160A16UD4 | 1.45% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Savings Fund - Regular Plan - Growth by DSP Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
DSP Savings Fund - Regular Plan - Growth is a Money Market mutual fund offered by DSP Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹8,439 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 1.21%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations