DSP Short Term Fund - Regular Plan - Growth
₹48.2655
₹0.04 (+0.09%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹48.2655
₹0.04 (+0.09%)
29 May 2026
AMFI: 101304
Direct · Growth
₹₹52.7363
₹0.05 (+0.09%)
29 May 2026
AMFI: 119226
Regular · IDCW
₹₹11.6115
₹0.01 (+0.08%)
29 May 2026
AMFI: 101306
Direct · IDCW
₹₹10.1831
₹0.01 (+0.10%)
29 May 2026
AMFI: 119223
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹28,400
Invested
₹69,332
Value today
6.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹483
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,20,000
Withdrawn
₹13,59,927
Corpus left
+₹17,79,927 net gain — withdrew ₹14,20,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,799
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,799 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,691
Regular plan
₹82,660
Direct earns ₹3,031 more on a ₹60K investment — 0.51% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.59
Sortino
1.09%
Std Dev
-0.71%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Bharti Telecom Limited** INE403D08272 | 4.59% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 4.47% |
Bharti Telecom Limited** INE403D08272 | 4.13% |
National Bank for Agriculture and Rural Development INE261F08EQ2 | 3.85% |
Knowledge Realty Trust** INE1JAR07028 | 3.43% |
Muthoot Finance Limited** INE414G07IF1 | 3.15% |
Knowledge Realty Trust** INE1JAR07028 | 3.08% |
Muthoot Finance Limited** INE414G07IF1 | 2.83% |
Indian Railway Finance Corporation Limited** INE053F07AA7 | 2.77% |
Bajaj Finance Limited INE296A07TJ4 | 2.74% |
Jamnagar Utilities & Power Private Limited** INE936D07182 | 2.73% |
Bajaj Housing Finance Limited** INE377Y07565 | 2.70% |
India Infrastructure Finance Company Limited** INE787H08154 | 2.65% |
Export-Import Bank of India** INE514E08GD0 | 2.62% |
Jamnagar Utilities & Power Private Limited** INE936D07182 | 2.45% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 2.41% |
India Infrastructure Finance Company Limited** INE787H08154 | 2.39% |
Export-Import Bank of India** INE514E08GD0 | 2.35% |
Indian Railway Finance Corporation Limited** INE053F07AA7 | 2.32% |
Bajaj Finance Limited INE296A07TJ4 | 2.30% |
Power Finance Corporation Limited INE134E08LX5 | 2.29% |
Power Finance Corporation Limited** INE134E08LX5 | 2.06% |
Torrent Power Limited** INE813H07150 | 1.86% |
REC Limited INE020B08FL9 | 1.83% |
Bajaj Finance Limited** INE296A07TL0 | 1.81% |
REC Limited** INE020B08FF1 | 1.80% |
Tata Capital Housing Finance Limited** INE033L07IO1 | 1.80% |
Export-Import Bank of India** INE514E08FP6 | 1.80% |
Small Industries Development Bank of India** INE556F08KS8 | 1.78% |
ICICI Home Finance Company Limited** INE071G07728 | 1.77% |
Bajaj Finance Limited INE296A07TF2 | 1.76% |
LIC Housing Finance Limited** INE115A07MW4 | 1.75% |
Power Finance Corporation Limited** INE134E08IT9 | 1.74% |
Export-Import Bank of India** INE514E08GE8 | 1.74% |
Bharti Telecom Limited INE403D08280 | 1.73% |
Small Industries Development Bank of India** INE556F08LB2 | 1.72% |
Small Industries Development Bank of India INE556F08LC0 | 1.72% |
Export-Import Bank of India** INE514E08GF5 | 1.70% |
Bajaj Finance Limited** INE296A07TL0 | 1.63% |
| Security | % NAV |
|---|---|
6.48% GOI 2035 IN0020250091 | 5.81% |
6.48% GOI 2035 IN0020250091 | 5.14% |
7.02% GOI 2031 IN0020240076 | 4.41% |
India Universal Trust** INE16J715035 | 4.26% |
7.44% Karnataka SDL 2036 IN1920250306 | 4.25% |
7.01% Gujarat SDL 2031 IN1520240111 | 4.15% |
7.44% Karnataka SDL 2036 IN1920250306 | 3.84% |
7.01% Gujarat SDL 2031 IN1520240111 | 3.73% |
7.02% GOI 2031 IN0020240076 | 3.66% |
HDFC Bank Limited** INE040A16HY1 | 3.29% |
| Security | % NAV |
|---|---|
India Universal Trust ** INE16J715035 | 4.80% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Short Term Fund - Regular Plan - Growth by DSP Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
DSP Short Term Fund - Regular Plan - Growth is a Short Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹3,670 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations