DSP Short Term Fund · Regular · Growth
NAV
₹49.2879
as of 29 Sept 2026
Expense Ratio
0.96%
AUM
₹3,312 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.39%
- 3Y
- +6.49%
- 5Y
- +5.59%
- Since Inception
- +6.86%
SIP returns (XIRR)
- 1Y
- +4.26%
- 3Y
- +5.86%
- 5Y
- +6.05%
- Since Inception
- +6.88%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,16,399 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,16,399
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,361 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,07,208.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,47,867 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.58
Sharpe Ratio
—
Alpha
—
Beta
-0.61
Sortino
1.26%
Std Dev
-0.71%
Max Drawdown
Performance Comparison
Thinking about DSP Short Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 110520367.73%
- 26.75% Goi Frb 220920334.97%
- 3Bharti Telecom Limited**4.24%
- 4India Universal Trust**4.09%
- 5National Bank For Agriculture & Rural Development**3.75%
- 6Knowledge Realty Trust**3.11%
- 7Small Industries Development Bank Of India**3.10%
- 8Muthoot Finance Limited**2.68%
- 9India Infrastructure Finance Co Limited**2.46%
- 10Indian Railway Finance Corporation Limited**2.39%
What this fund does
DSP Short Term Fund · Regular · Growth by DSP Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
DSP Short Term Fund · Regular · Growth is a Short Term mutual fund offered by DSP Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹3,312 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.96%.