DSP Short Term Fund · Regular · Growth
NAV
₹49.3041
as of 30 Sept 2026
Expense Ratio
0.96%
AUM
₹3,312 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.39%
- 3Y
- +6.51%
- 5Y
- +5.59%
- Since Inception
- +6.86%
SIP returns (XIRR)
- 1Y
- +4.30%
- 3Y
- +5.87%
- 5Y
- +6.06%
- Since Inception
- +6.88%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,07,604 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,07,604
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,098 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,13,375.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,47,915 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
—
Alpha
—
Beta
-0.67
Sortino
1.25%
Std Dev
-0.71%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 110520367.73%
- 26.75% Goi Frb 220920334.97%
- 3Bharti Telecom Limited**4.24%
- 4India Universal Trust**4.09%
- 5National Bank For Agriculture & Rural Development**3.75%
- 6Knowledge Realty Trust**3.11%
- 7Small Industries Development Bank Of India**3.10%
- 8Muthoot Finance Limited**2.68%
- 9India Infrastructure Finance Co Limited**2.46%
- 10Indian Railway Finance Corporation Limited**2.39%
What this fund does
DSP Short Term Fund · Regular · Growth by DSP Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
DSP Short Term Fund · Regular · Growth is a Short Term mutual fund offered by DSP Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹3,312 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.96%.