DSP Short Term Fund · Regular · Growth
NAV
₹49.2531
as of 31 Jul 2026
Expense Ratio
0.94%
AUM
₹3,312 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.75%
- 3Y
- +6.76%
- 5Y
- +5.69%
- Since Inception
- +6.90%
SIP returns (XIRR)
- 1Y
- +5.47%
- 3Y
- +6.51%
- 5Y
- +6.37%
- Since Inception
- +6.95%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,15,021 today — ₹5,95,000 invested, 6.2% XIRR.
₹5,95,000
Invested
₹8,15,021
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,026 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,35,243.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,762 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.13
Sharpe Ratio
—
Alpha
—
Beta
0.14
Sortino
1.21%
Std Dev
-0.71%
Max Drawdown
Performance Comparison
Thinking about DSP Short Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.94% Goi 20367.21%
- 2India Universal Trust**3.84%
- 3Bharti Telecom Limited3.83%
- 4National Bank For Agriculture And Rural Development3.62%
- 57.01% Gujarat Sdl 20313.50%
- 6Rec Limited2.84%
- 7Small Industries Development Bank Of India2.84%
- 8Knowledge Realty Trust**2.83%
- 9Muthoot Finance Limited**2.43%
- 10Jamnagar Utilities & Power Private Limited**2.28%
Investment Objective
DSP Short Term Fund · Regular · Growth by DSP Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
DSP Short Term Fund · Regular · Growth is a Short Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹3,312 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations