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Dynamic Bondregulargrowth📊 CRISIL Dynamic Bond A-III Index

DSP Strategic Bond Fund - Regular Plan - Growth

DSP Mutual Fund

#24 of 25 (1Y)

Today's NAV — all variants

Regular · Growth

₹₹3359.0989

1.28 (+0.04%)

29 May 2026

AMFI: 105669

Direct · Growth

₹₹3601.6476

1.51 (+0.04%)

29 May 2026

AMFI: 119239

Regular · IDCW

₹₹1239.6274

0.47 (+0.04%)

29 May 2026

AMFI: 105668

Direct · IDCW

₹₹2453.8918

1.03 (+0.04%)

29 May 2026

AMFI: 119238

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.37%
1 Month-1.11%
3 Months-1.08%
6 Months-0.93%
1 Year-2.38%
3 Years (CAGR)+5.12%
5 Years (CAGR)+4.83%
10 Years (CAGR)+6.40%
Since Inception (May 2007)+6.54%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-1.57%
3 Year SIP+3.57%
5 Year SIP+4.76%
Since Inception (May 2007)+6.77%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹22,800

Invested

₹45,546

Value today

6.8%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹335

Value today

6.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹11,40,000

Withdrawn

₹10,77,047

Corpus left

+₹12,17,047 net gain — withdrew ₹11,40,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,542

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,542 — a 1.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹84,517

Regular plan

₹81,572

Direct earns ₹2,945 more on a ₹60K investment0.49% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseDSP Mutual Fund
CategoryDynamic Bond
Plan Typeregular
Optiongrowth
AUM₹951 Cr
Expense Ratio1.22%
Min SIP₹100
Min Lumpsum₹100
BenchmarkCRISIL Dynamic Bond A-III Index
Launch Date10 May 2007
AMFI Code105669

Risk Metrics

Trailing 1 year, annualised

-1.16

Sharpe Ratio

Alpha

Beta

-1.12

Sortino

3.28%

Std Dev

-3.69%

Max Drawdown

Portfolio Holdings

Top 30 holdings · as of Apr 2026

Equity9 holdings · 52.4%
Security% NAV

State Bank of India**

INE062A08421

6.81%

Power Finance Corporation Limited**

INE134E08NB7

6.67%

Torrent Pharmaceuticals Limited**

INE685A07173

6.61%

National Bank for Agriculture and Rural Development

INE261F08ES8

6.50%

State Bank of India**

INE062A08421

6.49%

Power Finance Corporation Limited**

INE134E08NB7

6.41%

Torrent Pharmaceuticals Limited

INE685A07173

6.34%

Cholamandalam Investment and Finance Company Limited**

INE121A07SR9

3.33%

Cholamandalam Investment and Finance Company Limited**

INE121A07SR9

3.20%
Debt19 holdings · 137.0%
Security% NAV

6.90% GOI 2065

IN0020250018

25.64%

6.90% GOI 2065

IN0020250018

23.94%

7.24% GOI 2055

IN0020250075

16.62%

7.24% GOI 2055

IN0020250075

15.65%

7.17% GOI 2030

IN0020230036

6.70%

7.17% GOI 2030

IN0020230036

6.63%

7.43% Maharashtra SDL 2040

IN2220250392

5.91%

7.43% Maharashtra SDL 2040

IN2220250392

5.66%

7.71% Uttar Pradesh SDL 2046

IN3320250225

4.87%

Small Industries Development Bank of India**

INE556F16BX0

4.78%

National Bank for Agriculture and Rural Development

INE261F16AF6

3.11%

National Bank for Agriculture and Rural Development**

INE261F16AF6

2.99%

Canara Bank**

INE476A16G44

2.98%

7.02% GOI 2031

IN0020240076

2.71%

7.02% GOI 2031

IN0020240076

2.60%

6.48% GOI 2035

IN0020250091

1.90%

Small Industries Development Bank of India**

INE556F16BX0

1.86%

7.33% Madhya Pradesh SDL 2042

IN2120210058

1.28%

7.33% Madhya Pradesh SDL 2042

IN2120210058

1.22%
Fund Units2 holdings · 1.4%
Security% NAV

SBI Funds Management Pvt Ltd/Fund Parent

INF0RQ622028

0.70%

SBI Funds Management Pvt Ltd/Fund Parent

INF0RQ622028

0.67%

Performance Comparison

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Investment Objective

DSP Strategic Bond Fund - Regular Plan - Growth by DSP Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.

About This Fund

DSP Strategic Bond Fund - Regular Plan - Growth is a Dynamic Bond mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹951 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.22%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations