DSP Ultra Short Fund · Regular · Growth
NAV
₹3681.0083
as of 13 Nov 2026
Expense Ratio
1.01%
AUM
₹4,428 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.78%
- 3Y
- +6.52%
- 5Y
- +5.97%
- Since Inception
- +6.63%
SIP returns (XIRR)
- 1Y
- +5.90%
- 3Y
- +6.27%
- 5Y
- +6.33%
- Since Inception
- +6.35%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,00,624 today — ₹6,00,000 invested, 5.7% XIRR.
₹6,00,000
Invested
₹8,00,624
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,72,572 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,25,099.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,42,944 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.43%
Std Dev
-0.11%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Canara Bank4.94%
- 2Small Industries Development Bank Of India3.76%
- 3Export-Import Bank Of India**2.76%
- 4National Bank For Agriculture & Rural Development**2.21%
- 5182 Days T-Bill 180320272.20%
- 6Hdfc Bank Limited**2.20%
- 7Federal Bank Limited**2.20%
- 8Export-Import Bank Of India2.19%
- 9Bajaj Finance Limited**2.15%
- 10National Bank For Agriculture & Rural Development2.04%
What this fund does
DSP Ultra Short Fund · Regular · Growth by DSP Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
DSP Ultra Short Fund · Regular · Growth is a Ultra Short Term mutual fund offered by DSP Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹4,428 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.01%.