DSP Ultra Short Fund · Regular · Growth
NAV
₹3659.9128
as of 30 Sept 2026
Expense Ratio
1.01%
AUM
₹4,185 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.90%
- 3Y
- +6.64%
- 5Y
- +5.91%
- Since Inception
- +6.64%
SIP returns (XIRR)
- 1Y
- +6.08%
- 3Y
- +6.40%
- 5Y
- +6.37%
- Since Inception
- +6.36%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,94,664 today — ₹5,95,000 invested, 5.7% XIRR.
₹5,95,000
Invested
₹7,94,664
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,73,021 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,35,548.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,42,125 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.19
Sharpe Ratio
—
Alpha
—
Beta
-0.22
Sortino
0.43%
Std Dev
-0.10%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Ultra Short Term Fund - Direct Plan - IDCW
- 1Canara Bank4.73%
- 25.74% Goi 151120262.77%
- 3Kotak Mahindra Bank Limited2.67%
- 4Lic Housing Finance Limited**2.32%
- 5Hdfc Bank Limited**2.11%
- 6National Bank For Agriculture & Rural Development**2.11%
- 7Federal Bank Limited**2.10%
- 8Cholamandalam Investment And Finance Co Limited1.88%
- 9Lic Housing Finance Limited**1.88%
- 10Aditya Birla Renewables Limited**1.76%
What this fund does
DSP Ultra Short Fund · Regular · Growth by DSP Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
DSP Ultra Short Fund · Regular · Growth is a Ultra Short Term mutual fund offered by DSP Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹4,185 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.01%.