DSP Ultra Short Fund · Regular · Growth
NAV
₹3625.0306
as of 31 Jul 2026
Expense Ratio
1.01%
AUM
₹4,185 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.80%
- 3Y
- +6.64%
- 5Y
- +5.81%
- Since Inception
- +6.65%
SIP returns (XIRR)
- 1Y
- +6.06%
- 3Y
- +6.48%
- 5Y
- +6.35%
- Since Inception
- +6.37%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,94,301 today — ₹5,95,000 invested, 5.7% XIRR.
₹5,95,000
Invested
₹7,94,301
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,73,533 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,41,028.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,40,770 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.59
Sharpe Ratio
—
Alpha
—
Beta
0.74
Sortino
0.44%
Std Dev
-0.10%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Ultra Short Fund - Regular Plan - IDCW - Payout
- 1Canara Bank4.29%
- 2Godrej Properties Limited**3.18%
- 3Hdfc Bank Limited3.07%
- 4182 Days T-Bill 20262.54%
- 5Cholamandalam Investment And Finance Company Limited**2.51%
- 6Axis Bank Limited2.49%
- 7Kotak Mahindra Bank Limited**2.48%
- 8National Bank For Agriculture And Rural Development**2.46%
- 9Hdfc Bank Limited2.45%
- 10The Federal Bank Limited**2.45%
Investment Objective
DSP Ultra Short Fund · Regular · Growth by DSP Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
DSP Ultra Short Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹4,185 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.01%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations