Franklin India ELSS Tax Saver Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹1412.6595
as of 17 Jun 2026
Expense Ratio
1.83%
AUM
₹6,348 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.26%
- 3Y
- +13.83%
- 5Y
- +12.95%
- Since Inception
- +20.11%
SIP returns (XIRR)
- 1Y
- -4.08%
- 3Y
- +4.91%
- 5Y
- +10.59%
- Since Inception
- +17.13%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹26,00,374
Benchmark
₹18,01,716
+₹7,98,658 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,63,000
Invested
₹26,00,374
Value today
16.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹69,894
Value today
19.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,30,000
Withdrawn
₹11,37,83,606
Corpus left
+₹11,44,13,606 net gain — withdrew ₹16,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹5,65,89,091
Value today
-32.5%
vs lumpsum
Direct lumpsum would have beaten STP by 32.5% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,77,919
Value today
3.8×
Multiple
Staying invested through that crash turned ₹1L into ₹3,77,919 — a 3.8× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.54
Sharpe Ratio
-0.08
Alpha
0.48
Beta
-0.52
Sortino
14.06%
Std Dev
-15.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd8.24%
- 2Icici Bank Ltd6.82%
- 3Axis Bank Ltd5.15%
- 4State Bank Of India4.96%
- 5Larsen & Toubro Ltd4.72%
- 6Infosys Ltd3.70%
- 7Bharti Airtel Ltd3.52%
- 8Reliance Industries Ltd3.45%
- 9Grasim Industries Ltd3.13%
- 10Kotak Mahindra Bank Ltd3.13%
Investment Objective
Franklin India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Franklin India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹6,348 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations