Franklin India Government Securities Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹60.4108
as of 17 Jun 2026
Expense Ratio
1.23%
AUM
₹177 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.15%
- 3Y
- +5.59%
- 5Y
- +4.86%
- Since Inception
- +6.63%
SIP returns (XIRR)
- 1Y
- +3.91%
- 3Y
- +5.25%
- 5Y
- +5.27%
- Since Inception
- +6.40%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,300
Invested
₹55,910
Value today
6.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹25,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹25,000
Invested
₹1,02,192
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,15,000
Withdrawn
₹12,92,160
Corpus left
+₹16,07,160 net gain — withdrew ₹13,15,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,34,504
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,34,504 — a 1.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
—
Alpha
—
Beta
-0.49
Sortino
2.83%
Std Dev
-3.29%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Goi 2065 (15-Apr-2065) $ ~~46.66%
- 27.66% Maharashtra Sdl (04-Mar-2047)18.06%
- 37.73% Andhra Pradesh Sdl (23-Mar-2032)9.26%
- 47.62% Punjab Sdl (28-Jan-2033)9.23%
- 57.86% Haryana Sdl (29-Jun-2032)6.34%
- 67.17% Rajasthan Sdl (02-Mar-2032)3.03%
- 77.65% Bihar Sdl (24-Dec-2033)1.95%
- 87.64% Uttarakhand Sdl (24-Dec-2032)0.43%
- 97.32% Chhattisgarh Sdl (05-Mar-2037)0.31%
- 107.32% West Bengal Sdl (05-Mar-2038)0.30%
Investment Objective
Franklin India Government Securities Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Franklin India Government Securities Fund · Regular · Growth is a Gilt Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹177 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations