Groww ELSS Tax Saver Fund · Regular · Growth
NAV
₹19.4300
as of 03 Aug 2026
Expense Ratio
—
see scheme documents
AUM
₹45 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.56%
- 3Y
- +10.02%
- 5Y
- +8.93%
- Since Inception
- +8.03%
SIP returns (XIRR)
- 1Y
- +1.48%
- 3Y
- +3.38%
- 5Y
- +7.81%
- Since Inception
- +9.86%
What history actually did — last 8 years (Aug 2018 – Aug 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,15,103 today — ₹4,75,000 invested, 10.1% XIRR.
₹4,75,000
Invested
₹7,15,103
Value today
10.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,97,259 today (8.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹12,57,486.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,15,103 in this fund vs ₹8,62,215 in the benchmark — underperformance of ₹1,47,112.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Aug 2026) (22 Mar 2020) would be ₹2,87,852 today (2.88×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.19
Sharpe Ratio
-0.03
Alpha
0.30
Beta
-0.18
Sortino
14.12%
Std Dev
-16.24%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks24.80%
- Finance10.18%
- Automobiles9.10%
- CONSUMER NON DURABLES6.15%
- Pharmaceuticals & Biotechnology5.43%
- Petroleum Products5.19%
- Telecom - Services4.69%
- NON - FERROUS METALS4.67%
- IT - Software3.73%
- FERROUS METALS3.42%
- Construction3.33%
- Healthcare Services2.84%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.23%
- 2Icici Bank Limited6.12%
- 3Reliance Industries Limited5.19%
- 4Bharti Airtel Limited3.48%
- 5Larsen & Toubro Limited3.33%
- 6State Bank Of India2.80%
- 7Ashok Leyland Limited2.18%
- 8Mahindra & Mahindra Limited2.13%
- 9Kotak Mahindra Bank Limited2.00%
- 10The Federal Bank Limited1.94%
Investment Objective
Groww ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Groww ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Groww Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹45.2 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500-TRI.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations