NAV
₹1421.2970
as of 13 Nov 2026
Expense Ratio
1.70%
AUM
₹15,818 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.36%
- 3Y
- +13.79%
- 5Y
- +13.31%
- Since Inception
- +17.44%
SIP returns (XIRR)
- 1Y
- +6.46%
- 3Y
- +5.97%
- 5Y
- +12.53%
- Since Inception
- +17.30%
Returns calculated from 04 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,46,125 today — ₹6,00,000 invested, 14.2% XIRR.
₹6,00,000
Invested
₹12,46,125
Value today
14.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,46,143 today (13.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹22,15,303.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,46,125 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹46,266.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,50,142 today (4.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
-0.03
Alpha
0.87
Beta
-0.35
Sortino
12.11%
Std Dev
-15.03%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.14%
- 2Hdfc Bank Ltd.£7.72%
- 3Axis Bank Ltd.6.11%
- 4Maruti Suzuki India Limited4.86%
- 5Bharti Airtel Ltd.4.64%
- 6State Bank Of India4.47%
- 7Kotak Mahindra Bank Limited4.24%
- 8Sbi Life Insurance Company Ltd.3.49%
- 9Hcl Technologies Ltd.2.99%
- 10Hyundai Motor India Limited2.71%
What this fund does
HDFC ELSS Tax saver · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HDFC ELSS Tax saver · Regular · Growth is a ELSS Tax Saver mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹15,818 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C