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ELSS Tax Saver📊 NIFTY 500 TRI

HDFC ELSS Tax saver · Regular · Growth

HDFC Mutual Fund

#36 of 40 (1Y)

NAV

₹1302.6880

as of 30 Sept 2026

Expense Ratio

1.70%

AUM

₹15,540 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-7.57%
3Y
+10.95%
5Y
+12.47%
Since Inception
+17.14%

SIP returns (XIRR)

1Y
-10.74%
3Y
+1.50%
5Y
+9.72%
Since Inception
+16.92%

Returns calculated from 04 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 10 years (Oct 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹11,47,674 today — ₹5,95,000 invested, 12.8% XIRR.

₹5,95,000

Invested

₹11,47,674

Value today

12.8%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹3,08,653 today (11.9% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹19,38,855.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹11,47,674 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹24,569.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹4,12,577 today (4.13×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.26

Sharpe Ratio

-0.06

Alpha

0.27

Beta

-0.25

Sortino

12.35%

Std Dev

-15.03%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHDFC Mutual Fund
CategoryELSS Tax Saver
BenchmarkNIFTY 500 TRI ✓
Launch Date15 Feb 1996
AMFI Code101979
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadNil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Jul 2026
Holding% NAV

What this fund does

HDFC ELSS Tax saver · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

HDFC ELSS Tax saver · Regular · Growth is a ELSS Tax Saver mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹15,540 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.

Who Should Invest?

  • •Salaried individuals and taxpayers seeking to save tax under Section 80C
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