HDFC Equity Savings Fund · Regular · Growth
NAV
₹66.7140
as of 30 Sept 2026
Expense Ratio
2.17%
AUM
₹5,682 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.88%
- 3Y
- +6.87%
- 5Y
- +6.95%
- Since Inception
- +8.99%
SIP returns (XIRR)
- 1Y
- -0.95%
- 3Y
- +3.57%
- 5Y
- +6.22%
- Since Inception
- +8.88%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,05,214 today — ₹6,00,000 invested, 8.0% XIRR.
₹6,00,000
Invested
₹9,05,214
Value today
8.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,22,082 today (8.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹13,15,610.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,11,474 today (2.12×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
—
Alpha
—
Beta
-0.38
Sortino
4.60%
Std Dev
-4.89%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks14.71%
- Automobiles7.80%
- Petroleum Products5.66%
- Pharmaceuticals & Biotechnology5.09%
- IT - Software4.30%
- Power4.26%
- Consumer Durables3.52%
- Construction3.51%
- Finance2.77%
- Telecom - Services1.94%
- Insurance1.89%
- Diversified FMCG1.44%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.£6.69%
- 2Reliance Industries Ltd.5.41%
- 3Ntpc Limited3.59%
- 4Titan Company Ltd.3.42%
- 5Larsen And Toubro Ltd.3.07%
- 6Icici Bank Ltd.3.04%
- 7Sun Pharmaceutical Industries Ltd.3.02%
- 8Mahindra & Mahindra Ltd.2.33%
- 97.18% Goi Mat 1408332.32%
- 10Maruti Suzuki India Limited2.23%
What this fund does
HDFC Equity Savings Fund · Regular · Growth by HDFC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
HDFC Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹5,682 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.17%.