HDFC Equity Savings Fund · Regular · Growth
NAV
₹69.4090
as of 13 Nov 2026
Expense Ratio
2.19%
AUM
₹5,699 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.89%
- 3Y
- +8.02%
- 5Y
- +7.44%
- Since Inception
- +9.14%
SIP returns (XIRR)
- 1Y
- +6.13%
- 3Y
- +5.53%
- 5Y
- +7.45%
- Since Inception
- +9.10%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,29,156 today — ₹6,00,000 invested, 8.6% XIRR.
₹6,00,000
Invested
₹9,29,156
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,30,717 today (8.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹13,78,017.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,20,004 today (2.20×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.47
Sharpe Ratio
—
Alpha
—
Beta
-0.46
Sortino
4.63%
Std Dev
-4.89%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks14.76%
- Automobiles6.53%
- Petroleum Products5.48%
- Pharmaceuticals & Biotechnology5.21%
- Power4.24%
- Finance3.61%
- Consumer Durables3.32%
- IT - Software3.20%
- Construction3.11%
- Telecom - Services2.38%
- Insurance2.04%
- Diversified FMCG1.47%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.£6.96%
- 2Reliance Industries Ltd.5.23%
- 3Ntpc Limited3.55%
- 4Titan Company Ltd.3.20%
- 5Larsen And Toubro Ltd.2.97%
- 6Sun Pharmaceutical Industries Ltd.2.89%
- 7Icici Bank Ltd.2.87%
- 87.18% Goi Mat 1408332.38%
- 9Bharti Airtel Ltd.2.38%
- 10Maruti Suzuki India Limited2.05%
What this fund does
HDFC Equity Savings Fund · Regular · Growth by HDFC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
HDFC Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹5,699 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.19%.