Kotak Equity Savings Fund · Regular · Growth
NAV
₹27.2221
as of 29 Sept 2026
Expense Ratio
2.12%
AUM
₹10,023 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.47%
- 3Y
- +8.51%
- 5Y
- +8.63%
- Since Inception
- +8.68%
SIP returns (XIRR)
- 1Y
- +1.77%
- 3Y
- +5.47%
- 5Y
- +7.88%
- Since Inception
- +8.81%
Returns calculated from 17 September 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,46,178 today — ₹6,00,000 invested, 8.9% XIRR.
₹6,00,000
Invested
₹9,46,178
Value today
8.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,32,729 today (8.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹13,81,114.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,15,360 today (2.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.06
Sharpe Ratio
—
Alpha
—
Beta
0.06
Sortino
5.36%
Std Dev
-5.41%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks12.00%
- Telecom - Services9.23%
- Automobiles6.02%
- Finance4.04%
- Power3.55%
- Financial Technology (Fintech)3.16%
- Diversified FMCG3.04%
- Beverages2.58%
- Transport Infrastructure2.26%
- IT - Software2.23%
- Ferrous Metals1.59%
- Retailing1.47%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Kotak Equity Savings Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Kotak Liquid Direct Growth7.38%
- 2Bharti Airtel Ltd.5.15%
- 3Indus Towers Ltd.3.45%
- 4One 97 Communications Ltd3.16%
- 5State Bank Of India.2.99%
- 6Maruti Suzuki India Limited2.73%
- 7Hdfc Bank Ltd.2.66%
- 8Radico Khaitan Ltd.2.38%
- 9Icici Bank Ltd.2.30%
- 10Hero Motocorp Ltd.2.27%
What this fund does
Kotak Equity Savings Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Kotak Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹10,023 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index TRI. The current expense ratio is 2.12%.