DSP Equity Savings Fund · Regular · Growth
NAV
₹22.0030
as of 29 Sept 2026
Expense Ratio
1.96%
AUM
₹3,532 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.93%
- 3Y
- +7.17%
- 5Y
- +6.33%
- Since Inception
- +7.80%
SIP returns (XIRR)
- 1Y
- -0.67%
- 3Y
- +3.95%
- 5Y
- +6.20%
- Since Inception
- +7.41%
Returns calculated from 08 March 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,75,462 today — ₹6,00,000 invested, 7.4% XIRR.
₹6,00,000
Invested
₹8,75,462
Value today
7.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,00,428 today (7.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,28,819.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,03,656 today (2.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.06
Sharpe Ratio
—
Alpha
—
Beta
-1.06
Sortino
3.25%
Std Dev
-2.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.73%
- Automobiles6.67%
- Pharmaceuticals & Biotechnology6.19%
- Telecom - Services6.09%
- Insurance4.47%
- Petroleum Products3.82%
- Consumer Durables3.20%
- Diversified FMCG2.95%
- Power2.91%
- Finance2.38%
- Non - Ferrous Metals1.87%
- Construction1.79%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited4.69%
- 2Axis Bank Limited3.39%
- 3Reliance Industries Limited3.11%
- 46.75% Goi Frb 220920332.76%
- 5Icici Bank Limited2.41%
- 6Vodafone Idea Limited2.35%
- 7Bajaj Finance Limited2.13%
- 8Hdfc Bank Limited2.09%
- 97.38% Goi 200620272.02%
- 10Itc Limited2.02%
What this fund does
DSP Equity Savings Fund · Regular · Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,532 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.96%.