DSP Equity Savings Fund · Regular · Growth
NAV
₹22.3440
as of 31 Jul 2026
Expense Ratio
1.50%
AUM
₹3,531 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.30%
- 3Y
- +7.84%
- 5Y
- +7.31%
- Since Inception
- +8.04%
SIP returns (XIRR)
- 1Y
- +2.72%
- 3Y
- +5.81%
- 5Y
- +7.26%
- Since Inception
- +7.91%
Returns calculated from 08 March 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,89,247 today — ₹5,95,000 invested, 7.9% XIRR.
₹5,95,000
Invested
₹8,89,247
Value today
7.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,07,427 today (7.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,85,020.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹2,06,812 today (2.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
—
Alpha
—
Beta
-0.65
Sortino
3.26%
Std Dev
-2.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks11.80%
- Pharmaceuticals & Biotechnology3.90%
- Insurance3.73%
- Automobiles3.31%
- Diversified FMCG2.13%
- Consumer Durables1.34%
- Power0.95%
- Healthcare Services0.91%
- IT - Software0.91%
- Gas0.90%
- Telecom - Services0.87%
- Petroleum Products0.60%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Equity Savings Fund - Direct Plan - IDCW
- 1Hdfc Bank Limited4.97%
- 2Icici Bank Limited3.57%
- 3Axis Bank Limited3.24%
- 4Reliance Industries Limited2.97%
- 5Hdfc Bank Limited2.89%
- 68.51% Goi Frb 20332.56%
- 7Cipla Limited2.32%
- 8Vodafone Idea Limited2.24%
- 9Itc Limited2.13%
- 10Kotak Mahindra Bank Limited2.03%
Investment Objective
DSP Equity Savings Fund · Regular · Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,531 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.50%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations