DSP Equity Savings Fund · Regular · Growth
NAV
₹22.7070
as of 13 Nov 2026
Expense Ratio
1.95%
AUM
₹3,334 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.47%
- 3Y
- +8.06%
- 5Y
- +7.10%
- Since Inception
- +8.02%
SIP returns (XIRR)
- 1Y
- +4.95%
- 3Y
- +5.36%
- 5Y
- +7.15%
- Since Inception
- +7.81%
Returns calculated from 08 March 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,93,086 today — ₹6,00,000 invested, 7.8% XIRR.
₹6,00,000
Invested
₹8,93,086
Value today
7.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,11,543 today (7.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹12,22,342.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,10,172 today (2.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.92
Sharpe Ratio
—
Alpha
—
Beta
-0.95
Sortino
3.41%
Std Dev
-2.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks21.58%
- Pharmaceuticals & Biotechnology6.20%
- Telecom - Services6.14%
- Automobiles5.26%
- Insurance4.65%
- Petroleum Products3.73%
- Diversified FMCG3.24%
- Consumer Durables3.14%
- Power3.09%
- Non - Ferrous Metals1.86%
- Construction1.78%
- Realty1.30%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.02%
- 2Axis Bank Limited3.42%
- 3Reliance Industries Limited3.10%
- 46.87% Goi Frb 220920332.87%
- 5Icici Bank Limited2.34%
- 6Vodafone Idea Limited2.28%
- 7Hdfc Bank Limited2.23%
- 8Itc Limited2.22%
- 97.38% Goi 200620272.17%
- 10Bharti Airtel Limited2.04%
What this fund does
DSP Equity Savings Fund · Regular · Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,334 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.95%.