DSP Equity Savings Fund · Regular · Growth
NAV
₹22.2390
as of 16 Jun 2026
Expense Ratio
1.50%
AUM
₹3,788 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.27%
- 3Y
- +8.64%
- 5Y
- +7.67%
- Since Inception
- +8.09%
SIP returns (XIRR)
- 1Y
- +2.45%
- 3Y
- +6.14%
- 5Y
- +7.44%
- Since Inception
- +7.99%
Returns calculated from 08 March 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹12,300
Invested
₹18,510
Value today
7.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹220
Value today
8.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,15,000
Withdrawn
₹12,74,299
Corpus left
+₹8,89,299 net gain — withdrew ₹6,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,74,806
Value today
-3.4%
vs lumpsum
Direct lumpsum would have beaten STP by 3.4% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,03,610
Value today
2.0×
Multiple
Staying invested through that crash turned ₹1L into ₹2,03,610 — a 2.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.66
Sharpe Ratio
—
Alpha
—
Beta
-0.67
Sortino
3.29%
Std Dev
-2.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks14.00%
- Insurance4.00%
- Automobiles3.00%
- Pharmaceuticals & Biotechnology3.00%
- Diversified FMCG2.00%
- Auto Components1.00%
- Chemicals & Petrochemicals1.00%
- IT - Software1.00%
- Healthcare Services1.00%
- Consumer Durables1.00%
- Telecom - Services1.00%
- Gas1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited4.77%
- 2Reliance Industries Limited3.25%
- 3Axis Bank Limited3.03%
- 4Icici Bank Limited3.01%
- 5Hdfc Bank Limited2.77%
- 68.51% Goi Frb 20332.51%
- 7Mahindra & Mahindra Limited2.49%
- 8Itc Limited2.32%
- 9Cipla Limited2.07%
- 107.38% Goi 20271.91%
Investment Objective
DSP Equity Savings Fund · Regular · Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,788 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.50%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations