SBI Equity Savings Fund · Regular · Growth
NAV
₹24.5437
as of 16 Jun 2026
Expense Ratio
1.52%
AUM
₹5,752 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.76%
- 3Y
- +9.36%
- 5Y
- +8.36%
- Since Inception
- +8.43%
SIP returns (XIRR)
- 1Y
- +3.00%
- 3Y
- +6.32%
- 5Y
- +8.10%
- Since Inception
- +8.81%
Returns calculated from 11 May 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹66,500
Invested
₹1,09,375
Value today
8.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,437
Value today
8.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,65,000
Withdrawn
₹13,43,504
Corpus left
+₹10,08,504 net gain — withdrew ₹6,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹14,80,632
Value today
+1.3%
vs lumpsum
STP beat direct lumpsum by 1.3% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,17,507
Value today
2.2×
Multiple
Staying invested through that crash turned ₹1L into ₹2,17,507 — a 2.2× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
—
Alpha
—
Beta
-0.47
Sortino
5.09%
Std Dev
-5.81%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks22.52%
- Finance5.38%
- Petroleum Products5.07%
- Telecom - Services2.91%
- Ferrous Metals2.72%
- Healthcare Services2.67%
- Construction2.58%
- IT - Software2.56%
- Non - Ferrous Metals2.46%
- Automobiles2.33%
- Oil2.03%
- Pharmaceuticals & Biotechnology1.60%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.5.29%
- 2Hdfc Bank Ltd.5.14%
- 3Reliance Industries Ltd.5.04%
- 4Kotak Mahindra Bank Ltd.3.66%
- 5State Bank Of India3.38%
- 6Sbi Liquid Fund - Direct Plan - Growth Option2.70%
- 7Larsen & Toubro Ltd.2.58%
- 8Axis Bank Ltd.2.51%
- 9Treps2.40%
- 10Bharti Airtel Ltd.2.38%
Investment Objective
SBI Equity Savings Fund · Regular · Growth by SBI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
SBI Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by SBI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,752 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 1.52%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations