HDFC Equity Savings Fund · Regular · Growth
NAV
₹67.5030
as of 14 Jul 2026
Expense Ratio
1.88%
AUM
₹5,823 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.49%
- 3Y
- +8.16%
- 5Y
- +7.92%
- Since Inception
- +9.15%
SIP returns (XIRR)
- 1Y
- +2.29%
- 3Y
- +5.38%
- 5Y
- +7.33%
- Since Inception
- +9.11%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,28,798 today — ₹6,00,000 invested, 8.6% XIRR.
₹6,00,000
Invested
₹9,28,798
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,33,574 today (8.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹14,06,946.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,13,962 today (2.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
—
Alpha
—
Beta
-0.32
Sortino
4.76%
Std Dev
-4.89%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.£7.11%
- 2Reliance Industries Ltd.5.71%
- 3Icici Bank Ltd.5.10%
- 4Larsen And Toubro Ltd.3.75%
- 5Ntpc Limited3.74%
- 6Sun Pharmaceutical Industries Ltd.3.62%
- 7Titan Company Ltd.2.79%
- 87.18% Goi Mat 1408332.34%
- 9Maruti Suzuki India Limited2.10%
- 10Bharti Airtel Ltd.1.99%
Investment Objective
HDFC Equity Savings Fund · Regular · Growth by HDFC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
HDFC Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹5,823 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations