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Equity Savingsregulargrowth📊 NIFTY Equity Savings Index

HDFC Equity Savings Fund - GROWTH PLAN

HDFC Mutual Fund

#17 of 22 (1Y)

₹66.3130

0.39 (-0.58%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹66.3130

0.39 (-0.58%)

29 May 2026

AMFI: 101585

Direct · Growth

₹₹74.8400

0.44 (-0.58%)

29 May 2026

AMFI: 119128

Regular · IDCW

₹₹12.3230

0.07 (-0.59%)

29 May 2026

AMFI: 101586

Direct · IDCW

₹₹14.9510

0.09 (-0.59%)

29 May 2026

AMFI: 119129

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.11%
1 Month-1.03%
3 Months-2.35%
6 Months-1.68%
1 Year+2.05%
3 Years (CAGR)+8.70%
5 Years (CAGR)+8.45%
10 Years (CAGR)+9.62%
Since Inception (Aug 2004)+9.13%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.07%
3 Year SIP+5.21%
5 Year SIP+7.20%
Since Inception (Aug 2004)+9.08%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹26,000

Invested

₹76,935

Value today

9.1%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹663

Value today

9.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹13,00,000

Withdrawn

₹27,84,542

Corpus left

+₹30,84,542 net gain — withdrew ₹13,00,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹38,05,606

Value today

-4.3%

vs lumpsum

Direct lumpsum would have beaten STP by 4.3% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,10,190

Value today

2.1×

Multiple

Staying invested through that crash turned ₹1L into ₹2,10,190 — a 2.1× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹99,485

Regular plan

₹94,125

Direct earns ₹5,360 more on a ₹60K investment0.89% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHDFC Mutual Fund
CategoryEquity Savings
Plan Typeregular
Optiongrowth
AUM₹5,823 Cr
Expense Ratio1.88%
Min SIP₹100
Min Lumpsum₹100
BenchmarkNIFTY Equity Savings Index
Launch Date20 Aug 2004
AMFI Code101585

Risk Metrics

Trailing 1 year, annualised

-0.70

Sharpe Ratio

Alpha

Beta

-0.67

Sortino

4.72%

Std Dev

-4.89%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

HDFC Bank Ltd.£

INE040A01034

7.27%

HDFC Bank Ltd.£

INE040A01034

7.07%

Reliance Industries Ltd.

INE002A01018

6.10%

Reliance Industries Ltd.

INE002A01018

5.88%

ICICI Bank Ltd.

INE090A01021

4.03%

ICICI Bank Ltd.

INE090A01021

3.95%

NTPC Limited

INE733E01010

3.81%

Sun Pharmaceutical Industries Ltd.

INE044A01036

3.74%

Titan Company Ltd.

INE280A01028

3.68%

Larsen and Toubro Ltd.

INE018A01030

3.64%

Sun Pharmaceutical Industries Ltd.

INE044A01036

3.59%

Titan Company Ltd.

INE280A01028

3.40%

Larsen and Toubro Ltd.

INE018A01030

3.27%

State Bank of India

INE062A01020

2.51%

7.18% GOI MAT 140833

IN0020230085

2.36%

7.18% GOI MAT 140833

IN0020230085

2.32%

NTPC Limited

INE733E01010

2.32%

Maruti Suzuki India Limited

INE585B01010

2.10%

Bharti Airtel Ltd.

INE397D01024

2.03%

7.1% GOI MAT 180429

IN0020220011

2.01%

Maruti Suzuki India Limited

INE585B01010

1.99%

Bharti Airtel Ltd.

INE397D01024

1.97%

7.1% GOI MAT 180429

IN0020220011

1.96%

State Bank of India

INE062A01020

1.87%

Adani Ports & Special Economic Zone

INE742F01042

1.81%

Adani Ports & Special Economic Zone

INE742F01042

1.79%

Bajaj Finance Ltd.

INE296A01032

1.67%

Axis Bank Ltd.

INE238A01034

1.55%

Kotak Mahindra Bank Limited

INE237A01036

1.55%

Kotak Mahindra Bank Limited

INE237A01036

1.46%

Bajaj Finance Ltd.

INE296A01032

1.46%

Axis Bank Ltd.

INE238A01034

1.46%

Muthoot Finance Ltd.^

INE414G07JQ6

1.34%

Muthoot Finance Ltd.^

INE414G07JQ6

1.31%

Oil & Natural Gas Corporation Ltd.

INE213A01029

1.28%

Hindalco Industries Ltd.

INE038A01020

1.25%

State Bank of India (Tier 2 - Basel III)^

INE062A08454

1.24%

State Bank of India (Tier 2 - Basel III)^

INE062A08454

1.21%

Infosys Limited

INE009A01021

1.12%

7.17% GOI MAT 170430

IN0020230036

1.09%

Hindalco Industries Ltd.

INE038A01020

1.09%

Power Grid Corporation of India Ltd.

INE752E01010

1.08%

Tata Consultancy Services Ltd.

INE467B01029

1.08%

7.17% GOI MAT 170430

IN0020230036

1.07%

Tata Consultancy Services Ltd.

INE467B01029

1.06%

Infosys Limited

INE009A01021

1.03%

Hyundai Motor India Limited

INE0V6F01027

0.96%

7.38% GOI MAT 200627

IN0020220037

0.96%

Hyundai Motor India Limited

INE0V6F01027

0.95%

7.38% GOI MAT 200627

IN0020220037

0.93%

Performance Comparison

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Investment Objective

HDFC Equity Savings Fund - GROWTH PLAN by HDFC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

HDFC Equity Savings Fund - GROWTH PLAN is a Equity Savings mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹5,823 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.88%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations