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Equity Savingsregulargrowth📊 NIFTY EQUITY SAVINGS INDEX

SBI Equity Savings Fund - Regular Plan - Growth

SBI Mutual Fund

#8 of 22 (1Y)

₹24.2842

0.00 (+0.00%)

NAV as of 31 May 2026

Today's NAV — all variants

Regular · Growth

₹₹24.2842

0.00 (+0.00%)

31 May 2026

AMFI: 134644

Direct · Growth

₹₹26.9095

0.00 (+0.01%)

31 May 2026

AMFI: 134643

Regular · IDCW

₹₹22.9637

0.00 (+0.00%)

31 May 2026

AMFI: 134642

Direct · IDCW

₹₹25.4826

0.00 (+0.01%)

31 May 2026

AMFI: 134640

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.09%
1 Month-0.60%
3 Months-0.64%
6 Months-0.44%
1 Year+3.20%
3 Years (CAGR)+10.01%
5 Years (CAGR)+8.56%
10 Years (CAGR)+8.71%
Since Inception (May 2015)+8.39%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.96%
3 Year SIP+6.25%
5 Year SIP+7.99%
Since Inception (May 2015)+8.76%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹66,000

Invested

₹1,08,841

Value today

8.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,437

Value today

8.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,60,000

Withdrawn

₹13,48,114

Corpus left

+₹10,08,114 net gain — withdrew ₹6,60,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹14,55,759

Value today

-0.4%

vs lumpsum

Direct lumpsum would have beaten STP by 0.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,17,442

Value today

2.2×

Multiple

Staying invested through that crash turned ₹1L into ₹2,17,442 — a 2.2× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹99,418

Regular plan

₹95,653

Direct earns ₹3,765 more on a ₹60K investment0.63% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseSBI Mutual Fund
CategoryEquity Savings
Plan Typeregular
Optiongrowth
AUM₹5,752 Cr
Expense Ratio1.52%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY EQUITY SAVINGS INDEX
Launch Date11 May 2015
AMFI Code134644

Risk Metrics

Trailing 1 year, annualised

-0.68

Sharpe Ratio

Alpha

Beta

-0.65

Sortino

5.13%

Std Dev

-6.50%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity34 holdings · 8966.0%
Security% NAV

HDFC Bank Ltd.

INE040A01034

629.00%

ICICI Bank Ltd.

INE090A01021

529.00%

HDFC Bank Ltd.

INE040A01034

514.00%

Reliance Industries Ltd.

INE002A01018

504.00%

Reliance Industries Ltd.

INE002A01018

481.00%

ICICI Bank Ltd.

INE090A01021

421.00%

Kotak Mahindra Bank Ltd.

INE237A01036

368.00%

Kotak Mahindra Bank Ltd.

INE237A01036

366.00%

State Bank of India

INE062A01020

338.00%

State Bank of India

INE062A01020

315.00%

Larsen & Toubro Ltd.

INE018A01030

258.00%

Axis Bank Ltd.

INE238A01034

251.00%

Axis Bank Ltd.

INE238A01034

238.00%

Bharti Airtel Ltd.

INE397D01024

238.00%

Bharti Airtel Ltd.

INE397D01024

229.00%

Larsen & Toubro Ltd.

INE018A01030

229.00%

Oil & Natural Gas Corporation Ltd.

INE213A01029

203.00%

Bajaj Finserv Ltd.

INE918I01026

200.00%

Oil & Natural Gas Corporation Ltd.

INE213A01029

196.00%

Embassy Office Parks Reit

INE041025011

190.00%

Bajaj Finserv Ltd.

INE918I01026

190.00%

Bank of Baroda

INE028A01039

179.00%

Brookfield India Real Estate Trust

INE0FDU25010

177.00%

National Aluminium Company Ltd.

INE139A01034

174.00%

Jindal Steel Ltd.

INE749A01030

171.00%

Bank of Baroda

INE028A01039

171.00%

Tech Mahindra Ltd.

INE669C01036

168.00%

Mahindra & Mahindra Ltd.

INE101A01026

166.00%

Mahindra & Mahindra Ltd.

INE101A01026

161.00%

National Aluminium Company Ltd.

INE139A01034

156.00%

Embassy Office Parks Reit

INE041025011

142.00%

Infosys Ltd.

INE009A01021

140.00%

Aster DM Healthcare Ltd.

INE914M01019

139.00%

Aster DM Healthcare Ltd.

INE914M01019

135.00%
Debt12 holdings · 2341.0%
Security% NAV

TREPS

415.00%

TREPS

240.00%

7.10% CGL 2034

IN0020240019

224.00%

7.10% CGL 2034

IN0020240019

220.00%

Infopark Properties Ltd.

INE0KZX07023

178.00%

National Bank for Agriculture and Rural Development

INE261F08EO7

178.00%

Infopark Properties Ltd.

INE0KZX07023

176.00%

National Bank for Agriculture and Rural Development

INE261F08EO7

175.00%

Net Receivable / Payable

135.00%

Avanse Financial Services Ltd.

INE087P07402

134.00%

Indostar Capital Finance Ltd.

INE896L07AK6

134.00%

Avanse Financial Services Ltd.

INE087P07402

132.00%
Fund Units4 holdings · 901.0%
Security% NAV

SBI Liquid Fund - Direct Plan - Growth Option

INF200K01UT4

273.00%

SBI Liquid Fund - Direct Plan - Growth Option

INF200K01UT4

270.00%

SBI Savings Fund - Direct Plan - Growth Option

INF200K01SZ5

180.00%

SBI Savings Fund - Direct Plan - Growth Option

INF200K01SZ5

178.00%

Performance Comparison

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Investment Objective

SBI Equity Savings Fund - Regular Plan - Growth by SBI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

SBI Equity Savings Fund - Regular Plan - Growth is a Equity Savings mutual fund offered by SBI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,752 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 1.52%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations