DSP Equity Savings Fund · Regular · Growth
NAV
₹22.3400
as of 14 Jul 2026
Expense Ratio
1.50%
AUM
₹3,788 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.24%
- 3Y
- +8.29%
- 5Y
- +7.39%
- Since Inception
- +8.08%
SIP returns (XIRR)
- 1Y
- +2.92%
- 3Y
- +5.97%
- 5Y
- +7.39%
- Since Inception
- +7.97%
Returns calculated from 08 March 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,99,476 today — ₹6,00,000 invested, 8.0% XIRR.
₹6,00,000
Invested
₹8,99,476
Value today
8.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,12,015 today (7.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹12,20,672.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,06,775 today (2.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.57
Sharpe Ratio
—
Alpha
—
Beta
-0.58
Sortino
3.29%
Std Dev
-2.93%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks10.91%
- Insurance3.87%
- Pharmaceuticals & Biotechnology3.55%
- Automobiles2.50%
- Diversified FMCG2.15%
- Consumer Durables1.33%
- IT - Software1.07%
- Telecom - Services0.99%
- Healthcare Services0.93%
- Gas0.87%
- Auto Components0.67%
- Petroleum Products0.59%
Each sector links to the mutual funds most exposed to it.
Thinking about DSP Equity Savings Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited4.68%
- 2Axis Bank Limited3.13%
- 3Reliance Industries Limited3.06%
- 4Icici Bank Limited3.05%
- 5Hdfc Bank Limited2.72%
- 68.51% Goi Frb 20332.57%
- 7Cipla Limited2.25%
- 8Vodafone Idea Limited2.18%
- 9Itc Limited2.15%
- 10Axis Securities Limited**2.12%
Investment Objective
DSP Equity Savings Fund · Regular · Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,788 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.50%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations