DSP Equity Savings Fund - Regular Plan - Growth
₹21.9490
₹0.12 (-0.54%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹21.9490
₹0.12 (-0.54%)
29 May 2026
AMFI: 136563
Direct · Growth
₹₹24.7910
₹0.13 (-0.53%)
29 May 2026
AMFI: 136567
Regular · IDCW
₹₹11.9520
₹0.06 (-0.54%)
29 May 2026
AMFI: 136564
Direct · IDCW
₹₹17.0920
₹0.16 (-0.93%)
29 May 2026
AMFI: 136569
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹12,200
Invested
₹18,369
Value today
7.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹219
Value today
8.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,10,000
Withdrawn
₹12,76,465
Corpus left
+₹8,86,465 net gain — withdrew ₹6,10,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,71,960
Value today
-3.4%
vs lumpsum
Direct lumpsum would have beaten STP by 3.4% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,03,156
Value today
2.0×
Multiple
Staying invested through that crash turned ₹1L into ₹2,03,156 — a 2.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹96,642
Regular plan
₹90,752
Direct earns ₹5,890 more on a ₹60K investment — 0.98% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.90
Sharpe Ratio
—
Alpha
—
Beta
-0.90
Sortino
3.25%
Std Dev
-2.93%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 7.08% |
HDFC Bank Limited INE040A01034 | 4.77% |
Axis Bank Limited INE238A01034 | 4.22% |
ITC Limited INE154A01025 | 3.06% |
Reliance Industries Limited INE002A01018 | 3.03% |
ICICI Bank Limited INE090A01021 | 3.01% |
ICICI Bank Limited INE090A01021 | 2.85% |
HDFC Bank Limited INE040A01034 | 2.77% |
Mahindra & Mahindra Limited INE101A01026 | 2.68% |
Mahindra & Mahindra Limited INE101A01026 | 2.49% |
Kotak Mahindra Bank Limited INE237A01036 | 2.49% |
ITC Limited INE154A01025 | 2.32% |
Tata Consultancy Services Limited INE467B01029 | 2.14% |
Indus Towers Limited INE121J01017 | 2.14% |
Cipla Limited INE059A01026 | 2.07% |
Cipla Limited INE059A01026 | 2.03% |
NTPC Limited INE733E01010 | 2.02% |
Bajaj Finance Limited INE296A01032 | 1.90% |
Infosys Limited INE009A01021 | 1.84% |
Bharti Airtel Limited INE397D01024 | 1.79% |
Kotak Mahindra Bank Limited INE237A01036 | 1.70% |
HDFC Life Insurance Company Limited INE795G01014 | 1.58% |
Bajaj Finance Limited** INE296A07TM8 | 1.47% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.46% |
Bajaj Finance Limited** INE296A07TM8 | 1.45% |
Bharti Telecom Limited** INE403D08280 | 1.43% |
Larsen & Toubro Limited INE018A01030 | 1.43% |
Titan Company Limited INE280A01028 | 1.43% |
Power Finance Corporation Limited INE134E08NP7 | 1.42% |
Bharti Telecom Limited INE403D08280 | 1.41% |
Power Finance Corporation Limited INE134E08NP7 | 1.40% |
HDFC Life Insurance Company Limited INE795G01014 | 1.34% |
Hindalco Industries Limited INE038A01020 | 1.33% |
| Security | % NAV |
|---|---|
8.51% GOI FRB 2033 IN0020200120 | 2.51% |
8.51% GOI FRB 2033 IN0020200120 | 2.48% |
7.38% GOI 2027 IN0020220037 | 1.91% |
7.38% GOI 2027 IN0020220037 | 1.89% |
6.90% GOI 2065 IN0020250018 | 1.42% |
6.90% GOI 2065 IN0020250018 | 1.41% |
HDFC Bank Limited** INE040A16IJ0 | 1.35% |
| Security | % NAV |
|---|---|
Reliance Industries Limited INE002A01018 | 3.25% |
Axis Bank Limited INE238A01034 | 3.03% |
Bharti Airtel Limited INE397D01024 | 1.91% |
Bajaj Finance Limited INE296A01032 | 1.76% |
Larsen & Toubro Limited INE018A01030 | 1.66% |
Titan Company Limited INE280A01028 | 1.60% |
Hindalco Industries Limited INE038A01020 | 1.58% |
Vodafone Idea Limited INE669E01016 | 1.57% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.52% |
Indus Towers Limited INE121J01017 | 1.47% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Equity Savings Fund - Regular Plan - Growth by DSP Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
DSP Equity Savings Fund - Regular Plan - Growth is a Equity Savings mutual fund offered by DSP Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,788 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.50%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations