Kotak Equity Savings Fund · Regular · Growth
NAV
₹27.3219
as of 14 Jul 2026
Expense Ratio
1.74%
AUM
₹9,704 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.66%
- 3Y
- +9.50%
- 5Y
- +9.44%
- Since Inception
- +8.87%
SIP returns (XIRR)
- 1Y
- +4.43%
- 3Y
- +6.94%
- 5Y
- +8.78%
- Since Inception
- +9.15%
Returns calculated from 17 September 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,63,273 today — ₹6,00,000 invested, 9.3% XIRR.
₹6,00,000
Invested
₹9,63,273
Value today
9.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,38,486 today (9.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹14,21,586.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,16,149 today (2.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
—
Alpha
—
Beta
-0.05
Sortino
5.78%
Std Dev
-5.41%
Max Drawdown
Performance Comparison
Thinking about Kotak Equity Savings Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Kotak Liquid Direct Growth6.62%
- 2Bharti Airtel Ltd.6.37%
- 3Indus Towers Ltd.3.61%
- 4State Bank Of India.3.10%
- 5Hdfc Bank Ltd.2.98%
- 6Ntpc Ltd2.96%
- 7Maruti Suzuki India Limited2.81%
- 8Adani Ports And Special Economic Zone Limited2.49%
- 9Itc Ltd.2.29%
- 10Hero Motocorp Ltd.2.26%
Investment Objective
Kotak Equity Savings Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Kotak Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹9,704 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index TRI. The current expense ratio is 1.74%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations