Kotak Equity Savings Fund - Regular - Growth
₹26.9435
₹0.12 (-0.45%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹26.9435
₹0.12 (-0.45%)
29 May 2026
AMFI: 131372
Direct · Growth
₹₹29.8693
₹0.13 (-0.45%)
29 May 2026
AMFI: 131373
Regular · IDCW
₹₹19.7270
₹0.09 (-0.45%)
29 May 2026
AMFI: 131374
Direct · IDCW
₹₹21.4432
₹0.10 (-0.45%)
29 May 2026
AMFI: 131375
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,000
Invested
₹24,483
Value today
9.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹271
Value today
8.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,00,000
Withdrawn
₹14,82,495
Corpus left
+₹11,82,495 net gain — withdrew ₹7,00,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹15,42,893
Value today
-5.0%
vs lumpsum
Direct lumpsum would have beaten STP by 5.0% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,14,129
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,14,129 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,04,207
Regular plan
₹98,290
Direct earns ₹5,917 more on a ₹60K investment — 0.99% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.35
Sharpe Ratio
—
Alpha
—
Beta
-0.32
Sortino
5.89%
Std Dev
-6.21%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Kotak Liquid Direct Growth INF174K01NE8 | 696.00% |
BHARTI AIRTEL LTD. INE397D01024 | 665.00% |
Kotak Liquid Direct Growth INF174K01NE8 | 662.00% |
BHARTI AIRTEL LTD. INE397D01024 | 637.00% |
Indus Towers Ltd. INE121J01017 | 399.00% |
Indus Towers Ltd. INE121J01017 | 361.00% |
STATE BANK OF INDIA. INE062A01020 | 310.00% |
NTPC LTD INE733E01010 | 299.00% |
HDFC BANK LTD. INE040A01034 | 298.00% |
NTPC LTD INE733E01010 | 296.00% |
HDFC BANK LTD. INE040A01034 | 283.00% |
Maruti Suzuki India Limited INE585B01010 | 281.00% |
Maruti Suzuki India Limited INE585B01010 | 270.00% |
STATE BANK OF INDIA. INE062A01020 | 260.00% |
Hero MotoCorp Ltd. INE158A01026 | 251.00% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 249.00% |
ITC Ltd. INE154A01025 | 229.00% |
Hero MotoCorp Ltd. INE158A01026 | 226.00% |
ITC Ltd. INE154A01025 | 221.00% |
ICICI BANK LTD. INE090A01021 | 217.00% |
One 97 Communications Ltd INE982J01020 | 216.00% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 209.00% |
Radico Khaitan Ltd. INE944F01028 | 205.00% |
One 97 Communications Ltd INE982J01020 | 200.00% |
Kotak Low Duration Fund Direct Growth INF178L01AX4 | 176.00% |
Mphasis Ltd INE356A01018 | 171.00% |
Radico Khaitan Ltd. INE944F01028 | 167.00% |
Kotak Low Duration Fund Direct Growth INF178L01AX4 | 167.00% |
Mphasis Ltd INE356A01018 | 164.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 164.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 163.00% |
NLC India Ltd. (Neyveli Lignite Corporation Ltd.) INE589A01014 | 153.00% |
INDUSIND BANK LTD. INE095A01012 | 151.00% |
TML COMMERCIAL VEHICLES LIMITED INE1TAE01010 | 144.00% |
NLC India Ltd. (Neyveli Lignite Corporation Ltd.) INE589A01014 | 138.00% |
PNB HOUSING FINANCE LTD. INE572E01012 | 136.00% |
POONAWALLA FINCORP LIMITED INE511C01022 | 136.00% |
Hindustan Unilever Ltd. INE030A01027 | 135.00% |
FSN E-Commerce Ventures Ltd. INE388Y01029 | 133.00% |
INDUSIND BANK LTD. INE095A01012 | 131.00% |
AXIS BANK LTD. INE238A01034 | 130.00% |
Hindustan Unilever Ltd. INE030A01027 | 130.00% |
Larsen and Toubro Ltd. INE018A01030 | 127.00% |
POONAWALLA FINCORP LIMITED INE511C01022 | 127.00% |
TML COMMERCIAL VEHICLES LIMITED INE1TAE01010 | 121.00% |
EMMVEE PHOTOVOLTAIC POWER LIMITED INE1C6T01020 | 120.00% |
ICICI BANK LTD. INE090A01021 | 118.00% |
Oil India Limited INE274J01014 | 116.00% |
PNB HOUSING FINANCE LTD. INE572E01012 | 110.00% |
Power Finance Corporation Ltd. INE134E01011 | 109.00% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Equity Savings Fund - Regular - Growth by Kotak Mahindra Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Kotak Equity Savings Fund - Regular - Growth is a Equity Savings mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹9,704 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index TRI. The current expense ratio is 1.74%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations