HDFC Floating Rate Debt Fund · Regular · Growth
NAV
₹53.4285
as of 31 Jul 2026
Expense Ratio
0.53%
AUM
₹16,445 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.96%
- 3Y
- +7.55%
- 5Y
- +6.68%
- Since Inception
- +7.74%
SIP returns (XIRR)
- 1Y
- +6.35%
- 3Y
- +7.28%
- 5Y
- +7.24%
- Since Inception
- +7.55%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,49,793 today — ₹5,95,000 invested, 7.0% XIRR.
₹5,95,000
Invested
₹8,49,793
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,98,822 today (7.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,38,429.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,54,436 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.17
Sharpe Ratio
—
Alpha
—
Beta
1.20
Sortino
0.84%
Std Dev
-0.36%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.64% Goi Mat 0712316.62%
- 2Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^4.15%
- 3Floating Rate Goi 20343.12%
- 4Jubilant Beverages Limited^2.94%
- 5National Bank For Agri & Rural Dev.2.44%
- 6Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)2.40%
- 7National Bank For Agri & Rural Dev.^2.26%
- 8National Bank For Agri & Rural Dev.2.14%
- 9Aadhar Housing Finance Limited^1.83%
- 10Canara Bank1.75%
Investment Objective
HDFC Floating Rate Debt Fund · Regular · Growth by HDFC Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
HDFC Floating Rate Debt Fund · Regular · Growth is a Floater Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹16,445 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.53%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations