HDFC Floating Rate Debt Fund · Regular · Growth
NAV
₹52.9700
as of 17 Jun 2026
Expense Ratio
0.53%
AUM
₹16,589 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.91%
- 3Y
- +7.65%
- 5Y
- +6.64%
- Since Inception
- +7.74%
SIP returns (XIRR)
- 1Y
- +6.09%
- 3Y
- +7.29%
- 5Y
- +7.21%
- Since Inception
- +7.56%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹22,400
Invested
₹47,578
Value today
7.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹401
Value today
7.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,20,000
Withdrawn
₹16,30,442
Corpus left
+₹17,50,442 net gain — withdrew ₹11,20,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,52,768
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,52,768 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.25
Sharpe Ratio
—
Alpha
—
Beta
1.36
Sortino
0.78%
Std Dev
-0.36%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Floating Rate Goi 203411.07%
- 2Floating Rate Goi 20337.22%
- 36.52% Goi Mat 0712316.63%
- 4Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^4.18%
- 5Jubilant Beverages Limited^2.87%
- 6Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.41%
- 7National Bank For Agri & Rural Dev.^2.13%
- 8Aadhar Housing Finance Limited^1.83%
- 9National Bank For Agri & Rural Dev.1.82%
- 10Ascendas It Park Pune Private Limited^1.58%
Investment Objective
HDFC Floating Rate Debt Fund · Regular · Growth by HDFC Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
HDFC Floating Rate Debt Fund · Regular · Growth is a Floater Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹16,589 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.53%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations