HSBC Balanced Advantage Fund · Regular · Growth
NAV
₹43.3123
as of 28 Sept 2026
Expense Ratio
2.48%
AUM
₹1,502 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.18%
- 3Y
- +7.63%
- 5Y
- +6.82%
- Since Inception
- +9.83%
SIP returns (XIRR)
- 1Y
- -0.52%
- 3Y
- +3.47%
- 5Y
- +6.61%
- Since Inception
- +9.01%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,91,748 today — ₹6,00,000 invested, 7.7% XIRR.
₹6,00,000
Invested
₹8,91,748
Value today
7.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,11,734 today (7.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹12,25,592.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,09,157 today (2.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.21
Sharpe Ratio
—
Alpha
—
Beta
-0.21
Sortino
6.47%
Std Dev
-7.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.08%
- Pharmaceuticals & Biotechnology5.95%
- Retailing5.54%
- Petroleum Products4.19%
- Finance3.78%
- Realty3.62%
- Industrial Products3.01%
- IT - Software2.69%
- Construction2.66%
- Power2.54%
- Automobiles2.18%
- Telecom - Services1.98%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited6.11%
- 2Icici Bank Limited5.06%
- 3Reliance Industries Limited4.19%
- 4Aurobindo Pharma Limited4.12%
- 5Axis Bank Limited3.64%
- 6Nabard**3.35%
- 77.06% Goi - 10-Apr-20283.29%
- 87.37% Goi 23oct20282.76%
- 9Larsen & Toubro Limited2.66%
- 10Dlf Limited2.60%
What this fund does
HSBC Balanced Advantage Fund · Regular · Growth by HSBC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
HSBC Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹1,502 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.48%.