HSBC Balanced Advantage Fund - Regular Growth
₹42.6705
₹0.29 (-0.67%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹42.6705
₹0.29 (-0.67%)
29 May 2026
AMFI: 151127
Direct · Growth
₹₹49.9902
₹0.33 (-0.66%)
29 May 2026
AMFI: 151129
Regular · IDCW
₹₹17.9699
₹0.12 (-0.67%)
29 May 2026
AMFI: 151126
Direct · IDCW
₹₹21.5807
₹0.14 (-0.66%)
29 May 2026
AMFI: 151128
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹91,500
Invested
₹1,92,746
Value today
9.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹21,335
Value today
9.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,15,000
Withdrawn
₹23,39,586
Corpus left
+₹22,54,586 net gain — withdrew ₹9,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹25,53,645
Value today
-0.3%
vs lumpsum
Direct lumpsum would have beaten STP by 0.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,06,058
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,06,058 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹98,692
Regular plan
₹91,501
Direct earns ₹7,191 more on a ₹60K investment — 1.20% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.87
Sharpe Ratio
—
Alpha
—
Beta
-0.83
Sortino
7.08%
Std Dev
-8.94%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 5.65% |
ICICI Bank Limited INE090A01021 | 4.45% |
Axis Bank Limited INE238A01034 | 4.44% |
Kotak Mahindra Bank Limited INE237A01036 | 3.40% |
Aurobindo Pharma Limited INE406A01037 | 3.37% |
Reliance Industries Limited INE002A01018 | 3.33% |
The Tata Power Company Limited INE245A01021 | 2.39% |
DLF Limited INE271C01023 | 2.39% |
Eternal Limited INE758T01015 | 2.29% |
Shriram Finance Limited INE721A01047 | 2.18% |
REC Limited^ INE020B08FR6 | 2.15% |
Larsen & Toubro Limited INE018A01030 | 2.13% |
Bharat Electronics Limited INE263A01024 | 1.80% |
NABARD** INE261F08EH1 | 1.78% |
National Housing Bank** INE557F08FY4 | 1.78% |
REC Limited** INE020B08FG9 | 1.72% |
SIDBI** INE556F08KO7 | 1.69% |
India Universal Trust AL2** INE1CBK15037 | 1.67% |
Siddhivinayak Securitisation Trust** INE2I7F15012 | 1.64% |
Infosys Limited INE009A01021 | 1.57% |
State Bank of India INE062A01020 | 1.53% |
Power Finance Corporation Limited** INE134E08II2 | 1.40% |
Polycab India Limited INE455K01017 | 1.35% |
Bharti Airtel Limited INE397D01024 | 1.25% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.23% |
GE Vernova T&D India Limited INE200A01026 | 1.19% |
Radico Khaitan Limited INE944F01028 | 1.14% |
RBL Bank Limited INE976G01028 | 1.12% |
LG Electronics India Limited INE324D01010 | 1.06% |
Time Technoplast Limited INE508G01029 | 1.03% |
United Spirits Limited INE854D01024 | 1.01% |
Mahindra & Mahindra Limited INE101A01026 | 0.99% |
Max Healthcare Institute Limited INE027H01010 | 0.99% |
Aditya Vision Ltd INE679V01027 | 0.96% |
Sri Lotus Developers And Realty Limited INE0V9Q01010 | 0.95% |
SWIGGY LIMITED INE00H001014 | 0.90% |
Varun Beverages Limited INE200M01039 | 0.85% |
Abbott India Limited INE358A01014 | 0.84% |
Britannia Industries Limited INE216A01030 | 0.76% |
Hindalco Industries Limited INE038A01020 | 0.72% |
Eicher Motors Limited INE066A01021 | 0.71% |
SIDBI** INE556F08KL3 | 0.69% |
PNB Housing Finance Limited INE572E01012 | 0.69% |
EXIM Bank** INE514E14TF6 | 0.66% |
| Security | % NAV |
|---|---|
7.06% GOI - 10-Apr-2028 IN0020230010 | 3.25% |
7.37% GOI 23OCT2028 IN0020230101 | 2.72% |
7.7% Maharashtra SDL - 25-May-2032 IN2220220064 | 1.73% |
7.18% GOI - 14-Aug-2033 IN0020230085 | 1.70% |
6.48% GOI 06Oct2035 IN0020250091 | 1.45% |
7.38% GOI MAT 20-Jun-2027 IN0020220037 | 0.69% |
Performance Comparison
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Investment Objective
HSBC Balanced Advantage Fund - Regular Growth by HSBC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
HSBC Balanced Advantage Fund - Regular Growth is a Dynamic Asset Allocation mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹1,531 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.11%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations