HSBC ELSS Tax Saver Fund · Regular · Growth
NAV
₹143.9002
as of 13 Nov 2026
Expense Ratio
1.97%
AUM
₹4,126 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.29%
- 3Y
- +15.92%
- 5Y
- +11.84%
- Since Inception
- +13.74%
SIP returns (XIRR)
- 1Y
- +11.71%
- 3Y
- +9.07%
- 5Y
- +13.48%
- Since Inception
- +13.63%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,09,747 today — ₹6,00,000 invested, 13.6% XIRR.
₹6,00,000
Invested
₹12,09,747
Value today
13.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,56,515 today (13.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹23,55,404.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,09,747 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹9,888.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,00,993 today (4.01×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.07
Sharpe Ratio
+0.03
Alpha
1.05
Beta
0.07
Sortino
14.67%
Std Dev
-13.92%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks15.49%
- Electrical Equipment11.86%
- IT - Software6.43%
- Finance5.53%
- Consumer Durables5.15%
- Auto Components4.62%
- Retailing4.52%
- Construction3.87%
- Automobiles3.65%
- Pharmaceuticals & Biotechnology3.13%
- Capital Markets3.02%
- Power2.90%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Avalon Technologies Limited4.51%
- 2Icici Bank Limited3.84%
- 3Hdfc Bank Limited3.34%
- 4Reliance Industries Limited2.84%
- 5Pearl Global Industries Limited2.79%
- 6Eternal Limited2.54%
- 7Shriram Finance Limited2.26%
- 8Ge Vernova T&D India Limited2.22%
- 9Larsen & Toubro Limited2.21%
- 10Karur Vysya Bank Limited2.12%
What this fund does
HSBC ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HSBC ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹4,126 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.97%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C