HSBC ELSS Tax Saver Fund · Regular · Growth
NAV
₹137.0897
as of 30 Sept 2026
Expense Ratio
2.00%
AUM
₹3,957 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.94%
- 3Y
- +14.22%
- 5Y
- +11.71%
- Since Inception
- +13.56%
SIP returns (XIRR)
- 1Y
- +2.41%
- 3Y
- +7.18%
- 5Y
- +12.03%
- Since Inception
- +13.37%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,58,743 today — ₹5,95,000 invested, 13.0% XIRR.
₹5,95,000
Invested
₹11,58,743
Value today
13.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,17,698 today (12.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹20,18,233.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,58,743 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹35,638.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,82,014 today (3.82×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.44
Sharpe Ratio
+0.06
Alpha
0.29
Beta
0.44
Sortino
15.26%
Std Dev
-13.92%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks15.40%
- Electrical Equipment11.70%
- IT - Software6.73%
- Finance5.68%
- Consumer Durables5.19%
- Auto Components4.60%
- Retailing4.51%
- Automobiles3.63%
- Construction3.55%
- Pharmaceuticals & Biotechnology3.11%
- Petroleum Products2.87%
- Industrial Products2.78%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Avalon Technologies Limited4.38%
- 2Icici Bank Limited3.97%
- 3Hdfc Bank Limited3.14%
- 4Reliance Industries Limited2.87%
- 5Pearl Global Industries Limited2.52%
- 6Eternal Limited2.44%
- 7Shriram Finance Limited2.40%
- 8Larsen & Toubro Limited2.23%
- 9Ge Vernova T&D India Limited2.21%
- 10Karur Vysya Bank Limited2.13%
What this fund does
HSBC ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HSBC ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹3,957 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.00%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C