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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI(SEBI default)

HSBC ELSS Tax saver Fund - Regular Growth

HSBC Mutual Fund

#7 of 39 (1Y)

₹135.2115

0.96 (-0.70%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹135.2115

0.96 (-0.70%)

29 May 2026

AMFI: 151076

Direct · Growth

₹₹148.3236

1.05 (-0.70%)

29 May 2026

AMFI: 151078

Regular · IDCW

₹₹26.0443

0.18 (-0.70%)

29 May 2026

AMFI: 151077

Direct · IDCW

₹₹38.3826

0.27 (-0.70%)

29 May 2026

AMFI: 151079

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.64%
1 Month-1.46%
3 Months-0.86%
6 Months-2.34%
1 Year+3.10%
3 Years (CAGR)+17.33%
5 Years (CAGR)+13.88%
10 Years (CAGR)+13.91%
Since Inception (Jan 2006)+13.69%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.74%
3 Year SIP+9.61%
5 Year SIP+12.98%
Since Inception (Jan 2006)+13.55%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,21,500

Invested

₹5,77,683

Value today

13.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹6,761

Value today

13.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,15,000

Withdrawn

₹77,44,318

Corpus left

+₹79,59,318 net gain — withdrew ₹12,15,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,21,95,070

Value today

+50.3%

vs lumpsum

STP beat direct lumpsum by 50.3% — reduced timing risk paid off

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹5,77,683

Benchmark

₹5,24,060

+₹53,623 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,76,781

Value today

3.8×

Multiple

Staying invested through that crash turned ₹1L into ₹3,76,781 — a 3.8× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,28,652

Regular plan

₹1,23,023

Direct earns ₹5,629 more on a ₹60K investment0.94% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHSBC Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹3,938 Cr
Expense Ratio1.92%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY 500 TRI ✓
Launch Date05 Jan 2006
AMFI Code151076

Risk Metrics

Trailing 1 year, annualised

-0.29

Sharpe Ratio

-0.02

Alpha

0.54

Beta

-0.27

Sortino

17.42%

Std Dev

-19.34%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

ICICI Bank Limited

INE090A01021

3.71%

HDFC Bank Limited

INE040A01034

3.66%

Reliance Industries Limited

INE002A01018

3.46%

Larsen & Toubro Limited

INE018A01030

2.75%

Shriram Finance Limited

INE721A01047

2.49%

AVALON TECHNOLOGIES LIMITED

INE0LCL01028

2.46%

GE Vernova T&D India Limited

INE200A01026

2.38%

State Bank of India

INE062A01020

2.32%

Bharti Airtel Limited

INE397D01024

2.24%

Amber Enterprises India Limited

INE371P01015

2.22%

Infosys Limited

INE009A01021

2.15%

Jindal Steel Limited

INE749A01030

2.01%

Eternal Limited

INE758T01015

1.98%

Karur Vysya Bank Limited

INE036D01028

1.93%

Axis Bank Limited

INE238A01034

1.92%

PNB Housing Finance Limited

INE572E01012

1.92%

Schaeffler India Ltd

INE513A01022

1.76%

Thangamayil Jewellery Limited

INE085J01014

1.76%

Pearl Global Industries Limited

INE940H01022

1.69%

PERSISTENT SYSTEMS LTD

INE262H01021

1.62%

Indian Bank

INE562A01011

1.62%

TVS Motor Company Limited

INE494B01023

1.62%

Max Healthcare Institute Limited

INE027H01010

1.55%

Oil & Natural Gas Corporation Limited

INE213A01029

1.55%

Sun Pharmaceutical Industries Limited

INE044A01036

1.46%

Engineers India Limited

INE510A01028

1.36%

Balrampur Chini Mills Limited

INE119A01028

1.31%

Bharat Heavy Electricals Limited

INE257A01026

1.29%

NTPC Limited

INE733E01010

1.28%

CG Power And Industrial Solutions Ltd

INE067A01029

1.23%

Nippon Life India Asset Management Ltd

INE298J01013

1.22%

Cholamandalam Invest & Finance Co Ltd

INE121A01024

1.19%

Tata Steel Limited

INE081A01020

1.17%

UltraTech Cement Limited

INE481G01011

1.16%

The Indian Hotels Company Limited

INE053A01029

1.14%

JSW Energy Limited

INE121E01018

1.10%

Lupin Limited

INE326A01037

1.09%

Jindal Saw Ltd

INE324A01032

1.07%

Power Finance Corporation Limited

INE134E01011

1.05%

Mahindra & Mahindra Limited

INE101A01026

1.04%

BIKAJI FOODS INTERNATIONAL LIMITED

INE00E101023

1.03%

Kaynes Technology India Private Ltd

INE918Z01012

1.02%

Tech Mahindra Limited

INE669C01036

1.01%

Polycab India Limited

INE455K01017

0.99%

TRIVENI TURBINE LTD.

INE152M01016

0.99%

Lemon Tree Hotels Limited

INE970X01018

0.97%

Bharat Electronics Limited

INE263A01024

0.97%

ICICI Prudential AMC Ltd

INE346A01027

0.92%

KEI Industries Limited

INE878B01027

0.89%

CRAFTSMAN AUTOMATION LIMITED

INE00LO01017

0.87%

Performance Comparison

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Investment Objective

HSBC ELSS Tax saver Fund - Regular Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

HSBC ELSS Tax saver Fund - Regular Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹3,938 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.92%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations