HSBC ELSS Tax Saver Fund · Regular · Growth
NAV
₹139.4674
as of 14 Jul 2026
Expense Ratio
1.92%
AUM
₹3,938 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.78%
- 3Y
- +16.07%
- 5Y
- +13.24%
- Since Inception
- +13.81%
SIP returns (XIRR)
- 1Y
- +7.82%
- 3Y
- +10.44%
- 5Y
- +13.79%
- Since Inception
- +13.72%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,19,073 today — ₹6,00,000 invested, 13.8% XIRR.
₹6,00,000
Invested
₹12,19,073
Value today
13.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,43,228 today (13.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹22,13,210.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,19,073 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹1,012.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,88,640 today (3.89×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.01
Alpha
0.33
Beta
0.03
Sortino
17.16%
Std Dev
-13.92%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks15.44%
- Electrical Equipment10.90%
- IT - Software7.55%
- Finance6.51%
- Consumer Durables5.80%
- Auto Components4.13%
- Retailing3.97%
- Construction3.62%
- Pharmaceuticals & Biotechnology3.18%
- Automobiles3.17%
- Petroleum Products3.16%
- Ferrous Metals3.09%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited3.64%
- 2Hdfc Bank Limited3.49%
- 3Avalon Technologies Limited3.49%
- 4Reliance Industries Limited3.16%
- 5Ge Vernova T&D India Limited2.71%
- 6Shriram Finance Limited2.49%
- 7Larsen & Toubro Limited2.38%
- 8Bharti Airtel Limited2.14%
- 9Infosys Limited2.09%
- 10State Bank Of India2.07%
Investment Objective
HSBC ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HSBC ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹3,938 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.92%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations