HSBC Low Duration Fund · Regular · Growth
NAV
₹30.4971
as of 15 Jul 2026
Expense Ratio
0.89%
AUM
₹1,002 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.81%
- 3Y
- +7.47%
- 5Y
- +6.33%
- Since Inception
- +7.40%
SIP returns (XIRR)
- 1Y
- +6.07%
- 3Y
- +7.30%
- 5Y
- +7.06%
- Since Inception
- +6.89%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,28,193 today — ₹6,00,000 invested, 6.4% XIRR.
₹6,00,000
Invested
₹8,28,193
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,644 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,48,251.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,436 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.19
Sharpe Ratio
—
Alpha
—
Beta
2.82
Sortino
1.20%
Std Dev
-0.24%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Power Finance Corporation Limited**5.28%
- 2Rec Limited**5.00%
- 3Au Small Finance Bank Limited**4.74%
- 4Nabard**4.49%
- 5Goi Floating Rate Frb 22-Sep-20334.16%
- 6Nabard**4.14%
- 77.38% Goi Mat 20-Jun-20273.62%
- 8Vedanta Limited**2.70%
- 9360 One Prime Limited**2.68%
- 10Lic Housing Finance Limited**2.61%
Investment Objective
HSBC Low Duration Fund · Regular · Growth by HSBC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
HSBC Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹1,002 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 0.89%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations