ICICI Prudential ELSS Tax Saver Fund · Regular · Growth
NAV
₹958.7000
as of 03 Aug 2026
Expense Ratio
1.72%
AUM
₹13,701 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.69%
- 3Y
- +12.74%
- 5Y
- +11.54%
- Since Inception
- +18.44%
SIP returns (XIRR)
- 1Y
- +6.49%
- 3Y
- +8.09%
- 5Y
- +11.23%
- Since Inception
- +17.49%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,87,083 today — ₹5,95,000 invested, 13.4% XIRR.
₹5,95,000
Invested
₹11,87,083
Value today
13.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,26,711 today (12.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹20,80,025.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,87,083 in this fund vs ₹12,35,693 in the benchmark — underperformance of ₹48,610.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹3,82,318 today (3.82×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
+0.02
Alpha
0.28
Beta
0.11
Sortino
13.36%
Std Dev
-13.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks23.65%
- Automobiles9.37%
- Retailing9.26%
- Pharmaceuticals & Biotechnology7.49%
- Petroleum Products5.21%
- Construction5.15%
- Finance3.57%
- Power3.54%
- Leisure Services2.96%
- IT - Software2.77%
- Cement & Cement Products2.69%
- Insurance2.51%
Each sector links to the mutual funds most exposed to it.
Thinking about ICICI Prudential ELSS Tax Saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.89%
- 2Hdfc Bank Ltd.7.83%
- 3Axis Bank Ltd.5.98%
- 4Avenue Supermarts Ltd.5.41%
- 5Reliance Industries Ltd.5.21%
- 6Sun Pharmaceutical Industries Ltd.5.18%
- 7Larsen & Toubro Ltd.4.83%
- 8Tvs Motor Company Ltd.4.08%
- 9Maruti Suzuki India Ltd.3.73%
- 10Ntpc Ltd.3.54%
Investment Objective
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹13,701 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations