ICICI Prudential ELSS Tax Saver Fund · Regular · Growth
NAV
₹959.3400
as of 13 Nov 2026
Expense Ratio
1.78%
AUM
₹14,107 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.61%
- 3Y
- +11.88%
- 5Y
- +8.96%
- Since Inception
- +18.24%
SIP returns (XIRR)
- 1Y
- +7.38%
- 3Y
- +6.22%
- 5Y
- +10.20%
- Since Inception
- +17.25%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,61,115 today — ₹6,00,000 invested, 12.8% XIRR.
₹6,00,000
Invested
₹11,61,115
Value today
12.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,36,245 today (12.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹22,01,333.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,61,115 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹38,744.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,82,573 today (3.83×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
-0.01
Alpha
0.90
Beta
-0.20
Sortino
12.46%
Std Dev
-13.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks22.74%
- Automobiles10.55%
- Retailing9.07%
- Pharmaceuticals & Biotechnology6.69%
- Petroleum Products4.98%
- Construction4.47%
- Finance3.67%
- Leisure Services3.54%
- Power3.34%
- Cement & Cement Products3.12%
- Insurance2.19%
- Transport Services2.14%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.90%
- 2Hdfc Bank Ltd.7.24%
- 3Axis Bank Ltd.5.68%
- 4Avenue Supermarts Ltd.5.39%
- 5Reliance Industries Ltd.4.98%
- 6Tvs Motor Company Ltd.4.86%
- 7Sun Pharmaceutical Industries Ltd.4.71%
- 8Larsen & Toubro Ltd.4.20%
- 9Ntpc Ltd.3.34%
- 10Maruti Suzuki India Ltd.3.29%
What this fund does
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹14,107 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 1.78%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C