ICICI Prudential ELSS Tax Saver Fund · Regular · Growth
NAV
₹927.4000
as of 14 Jul 2026
Expense Ratio
1.72%
AUM
₹14,147 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.12%
- 3Y
- +11.94%
- 5Y
- +11.51%
- Since Inception
- +18.34%
SIP returns (XIRR)
- 1Y
- +0.06%
- 3Y
- +6.45%
- 5Y
- +10.18%
- Since Inception
- +17.36%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,64,102 today — ₹6,00,000 invested, 12.9% XIRR.
₹6,00,000
Invested
₹11,64,102
Value today
12.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,22,338 today (12.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹20,59,283.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,64,102 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹55,983.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,69,836 today (3.70×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.01
Sharpe Ratio
+0.01
Alpha
0.28
Beta
-0.01
Sortino
13.48%
Std Dev
-13.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks22.80%
- Retailing8.94%
- Pharmaceuticals & Biotechnology8.58%
- Automobiles8.52%
- Petroleum Products5.49%
- Construction5.24%
- Power3.70%
- IT - Software3.23%
- Insurance3.15%
- Cement & Cement Products2.86%
- Leisure Services2.80%
- Telecom - Services2.51%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.43%
- 2Hdfc Bank Ltd.7.09%
- 3Axis Bank Ltd.6.21%
- 4Sun Pharmaceutical Industries Ltd.5.50%
- 5Reliance Industries Ltd.5.49%
- 6Avenue Supermarts Ltd.5.16%
- 7Larsen & Toubro Ltd.4.90%
- 8Tvs Motor Company Ltd.3.86%
- 9Ntpc Ltd.3.70%
- 10Maruti Suzuki India Ltd.3.58%
Investment Objective
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹14,147 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations