ICICI Prudential ELSS Tax Saver Fund · Regular · Growth
NAV
₹896.4800
as of 29 Sept 2026
Expense Ratio
1.79%
AUM
₹13,786 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.93%
- 3Y
- +9.54%
- 5Y
- +8.48%
- Since Inception
- +18.04%
SIP returns (XIRR)
- 1Y
- -6.21%
- 3Y
- +2.72%
- 5Y
- +7.91%
- Since Inception
- +16.98%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,04,749 today — ₹6,00,000 invested, 11.8% XIRR.
₹6,00,000
Invested
₹11,04,749
Value today
11.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,97,656 today (11.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹18,71,810.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,04,749 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹34,425.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,57,505 today (3.58×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.06
Sharpe Ratio
-0.01
Alpha
0.29
Beta
-0.06
Sortino
12.68%
Std Dev
-13.76%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.76%
- Automobiles10.62%
- Retailing9.11%
- Pharmaceuticals & Biotechnology6.97%
- Petroleum Products5.06%
- Construction4.53%
- Finance3.76%
- Leisure Services3.46%
- Power3.20%
- Cement & Cement Products3.04%
- Insurance2.14%
- Transport Services2.08%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.8.21%
- 2Hdfc Bank Ltd.6.85%
- 3Axis Bank Ltd.5.69%
- 4Avenue Supermarts Ltd.5.23%
- 5Reliance Industries Ltd.5.06%
- 6Sun Pharmaceutical Industries Ltd.4.86%
- 7Tvs Motor Company Ltd.4.85%
- 8Larsen & Toubro Ltd.4.27%
- 9Maruti Suzuki India Ltd.3.52%
- 10Ntpc Ltd.3.20%
What this fund does
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
ICICI Prudential ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹13,786 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500 TRI. The current expense ratio is 1.79%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C