ICICI Prudential Savings Fund · Regular · Growth
NAV
₹582.5960
as of 31 Jul 2026
Expense Ratio
1.71%
AUM
₹26,179 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.27%
- 3Y
- +7.40%
- 5Y
- +6.58%
- Since Inception
- +7.71%
SIP returns (XIRR)
- 1Y
- +6.48%
- 3Y
- +7.20%
- 5Y
- +7.14%
- Since Inception
- +7.44%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,43,910 today — ₹5,95,000 invested, 6.9% XIRR.
₹5,95,000
Invested
₹8,43,910
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,97,341 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,29,495.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,52,860 today (1.53×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.63
Sharpe Ratio
—
Alpha
—
Beta
1.97
Sortino
0.58%
Std Dev
-0.22%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks4.54%
- Insurance2.99%
- Automobiles1.77%
- Pharmaceuticals & Biotechnology1.25%
- Retailing1.22%
- IT - Software1.07%
- Power0.99%
- Telecom - Services0.93%
- Food Products0.85%
- Diversified Fmcg0.80%
- Petroleum Products0.75%
- Finance0.71%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Government Securities4.17%
- 2Adani Enterprises Ltd. **3.00%
- 3Nabard **2.99%
- 4Manappuram Finance Ltd. **2.97%
- 5Government Securities2.27%
- 6Godrej Properties Ltd. **2.26%
- 7Nabard2.25%
- 8Yes Bank Ltd. **1.94%
- 9Government Securities1.65%
- 10Hdfc Bank Ltd.1.59%
Investment Objective
ICICI Prudential Savings Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
ICICI Prudential Savings Fund · Regular · Growth is a Low Duration mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹26,179 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 1.71%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations