ITI Banking and PSU Fund · Regular · Growth
NAV
₹13.6114
as of 17 Jun 2026
Expense Ratio
0.70%
AUM
₹38 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.36%
- 3Y
- +6.53%
- 5Y
- +5.80%
- Since Inception
- +5.61%
SIP returns (XIRR)
- 1Y
- +4.35%
- 3Y
- +6.11%
- 5Y
- +6.16%
- Since Inception
- +6.05%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹34,000
Invested
₹40,299
Value today
6.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,359
Value today
5.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,40,000
Withdrawn
₹9,56,159
Corpus left
+₹2,96,159 net gain — withdrew ₹3,40,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,13,086
Value today
1.1×
Multiple
Staying invested through that crash turned ₹1L into ₹1,13,086 — a 1.1× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.27
Sharpe Ratio
—
Alpha
—
Beta
-0.29
Sortino
0.85%
Std Dev
-0.37%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
ITI Banking and PSU Fund · Regular · Growth by ITI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ITI Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by ITI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹37.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations