ITI Banking & PSU Debt Fund - Regular Plan - Growth Option
₹13.5245
₹0.01 (+0.05%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹13.5245
₹0.01 (+0.05%)
29 May 2026
AMFI: 148535
Direct · Growth
₹₹13.9473
₹0.01 (+0.06%)
29 May 2026
AMFI: 148534
Regular · IDCW
₹₹13.5256
₹0.01 (+0.05%)
29 May 2026
AMFI: 148533
Direct · IDCW
₹₹13.9457
₹0.01 (+0.06%)
29 May 2026
AMFI: 148536
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹33,500
Invested
₹39,601
Value today
5.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,352
Value today
5.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,35,000
Withdrawn
₹9,56,442
Corpus left
+₹2,91,442 net gain — withdrew ₹3,35,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,12,529
Value today
1.1×
Multiple
Staying invested through that crash turned ₹1L into ₹1,12,529 — a 1.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 5 years
Expense ratio drag on your actual returns
Direct plan
₹36,110
Regular plan
₹35,577
Direct earns ₹533 more on a ₹30K investment — 0.36% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.43
Sharpe Ratio
—
Alpha
—
Beta
-0.45
Sortino
0.84%
Std Dev
-0.31%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
ITI Banking & PSU Debt Fund - Regular Plan - Growth Option by ITI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ITI Banking & PSU Debt Fund - Regular Plan - Growth Option is a Banking & PSU Debt mutual fund offered by ITI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹37.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations