ITI Banking and PSU Fund · Regular · Growth
NAV
₹13.6828
as of 14 Jul 2026
Expense Ratio
0.70%
AUM
₹38 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.47%
- 3Y
- +6.56%
- 5Y
- +5.82%
- Since Inception
- +5.63%
SIP returns (XIRR)
- 1Y
- +4.70%
- 3Y
- +6.14%
- 5Y
- +6.20%
- Since Inception
- +6.07%
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,49,507 today — ₹3,00,000 invested, 6.2% XIRR.
₹3,00,000
Invested
₹3,49,507
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,32,684 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹9,77,336.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,13,846 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
—
Alpha
—
Beta
-0.17
Sortino
0.89%
Std Dev
-0.37%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
ITI Banking and PSU Fund · Regular · Growth by ITI Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ITI Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by ITI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹37.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations