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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI(SEBI default)

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option

ITI Mutual Fund

#24 of 39 (1Y)

₹23.6562

0.24 (-1.00%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹23.6562

0.24 (-1.00%)

29 May 2026

AMFI: 147544

Direct · Growth

₹₹26.9555

0.27 (-0.99%)

29 May 2026

AMFI: 147541

Regular · IDCW

₹₹20.7048

0.21 (-1.00%)

29 May 2026

AMFI: 147543

Direct · IDCW

₹₹23.8480

0.24 (-0.99%)

29 May 2026

AMFI: 147542

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-4.05%
1 Month-1.76%
3 Months-1.62%
6 Months-8.14%
1 Year-2.54%
3 Years (CAGR)+16.63%
5 Years (CAGR)+11.41%
10 Years (CAGR)
Since Inception (Oct 2019)+13.58%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-4.19%
3 Year SIP+6.12%
5 Year SIP+11.10%
Since Inception (Oct 2019)+13.18%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹39,500

Invested

₹63,067

Value today

14.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,389

Value today

14.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹3,95,000

Withdrawn

₹17,58,790

Corpus left

+₹11,53,790 net gain — withdrew ₹3,95,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹15,49,070

Value today

+8.1%

vs lumpsum

STP beat direct lumpsum by 8.1% — reduced timing risk paid off

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹63,067

Benchmark

₹62,575

+₹492 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,56,662

Value today

3.6×

Multiple

Staying invested through that crash turned ₹1L into ₹3,56,662 — a 3.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 6 years

Expense ratio drag on your actual returns

Direct plan

₹59,546

Regular plan

₹55,638

Direct earns ₹3,908 more on a ₹36K investment1.81% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseITI Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹412 Cr
Expense Ratio2.31%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date18 Oct 2019
AMFI Code147544

Risk Metrics

Trailing 1 year, annualised

-0.36

Sharpe Ratio

-0.04

Alpha

0.57

Beta

-0.34

Sortino

18.89%

Std Dev

-19.82%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is a ELSS Tax Saver mutual fund offered by ITI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹412 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.31%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations