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Focused Fund📊 NIFTY 500 TRI(SEBI default)

JM Focused Fund · Regular · Growth

JM Financial Mutual Fund

#17 of 28 (1Y)

NAV

₹19.5434

as of 17 Jun 2026

Expense Ratio

2.26%

AUM

₹282 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+1.08%
3Y
+13.59%
5Y
+13.37%
Since Inception
+4.11%

SIP returns (XIRR)

1Y
+1.31%
3Y
+5.34%
5Y
+11.19%
Since Inception
+11.41%

Returns calculated from 23 February 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,09,500

Invested

₹3,26,881

Value today

11.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,973

Value today

3.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus would have been exhausted — fund volatility too high for this rate

₹10,00,000

Initial corpus

₹4,19,148

Withdrawn

₹0 (exhausted)

Corpus left

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹28,45,478

Value today

+140.4%

vs lumpsum

STP beat direct lumpsum by 140.4% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,01,834

Value today

3.0×

Multiple

Staying invested through that crash turned ₹1L into ₹3,01,834 — a 3.0× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.46

Sharpe Ratio

-0.08

Alpha

0.53

Beta

-0.44

Sortino

17.52%

Std Dev

-18.77%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseJM Financial Mutual Fund
CategoryFocused Fund
BenchmarkNIFTY 500 TRI ✓
Launch Date12 Mar 2008
AMFI Code107410
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadExit Load effective from 1.1.2018 for Normal & SIP/ STP/SWP (for respective instalments ) investments - 1% if redeemed/switched-out within 60 days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

JM Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

JM Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹282 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.26%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations