JM Focused Fund · Regular · Growth
NAV
₹20.2837
as of 31 Jul 2026
Expense Ratio
2.26%
AUM
₹277 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.68%
- 3Y
- +12.98%
- 5Y
- +14.15%
- Since Inception
- +4.30%
SIP returns (XIRR)
- 1Y
- +7.42%
- 3Y
- +6.75%
- 5Y
- +12.07%
- Since Inception
- +11.63%
Returns calculated from 23 February 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,15,673 today — ₹5,95,000 invested, 12.2% XIRR.
₹5,95,000
Invested
₹11,15,673
Value today
12.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,04,523 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹19,29,562.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,15,673 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹1,01,734.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,31,536 today (3.31×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
-0.01
Alpha
0.29
Beta
-0.04
Sortino
16.85%
Std Dev
-18.74%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
JM Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
JM Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹277 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.26%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations