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Focused Fundregulargrowth📊 NIFTY 500 TRI(SEBI default)

JM Focused Fund (Regular) - Growth Option

JM Financial Mutual Fund

#16 of 28 (1Y)

₹19.0763

0.17 (-0.90%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹19.0763

0.17 (-0.90%)

29 May 2026

AMFI: 107410

Direct · Growth

₹₹22.5744

0.20 (-0.89%)

29 May 2026

AMFI: 120488

Regular · IDCW

₹₹19.0755

0.17 (-0.90%)

29 May 2026

AMFI: 107409

Direct · IDCW

₹₹22.1235

0.20 (-0.89%)

29 May 2026

AMFI: 120487

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.90%
1 Month-1.95%
3 Months-4.79%
6 Months-7.17%
1 Year-1.06%
3 Years (CAGR)+14.57%
5 Years (CAGR)+13.22%
10 Years (CAGR)+13.00%
Since Inception (Mar 2008)+3.93%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-4.59%
3 Year SIP+3.94%
5 Year SIP+10.23%
Since Inception (Mar 2008)+11.16%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,09,000

Invested

₹3,37,171

Value today

11.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,038

Value today

4.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus would have been exhausted — fund volatility too high for this rate

₹10,00,000

Initial corpus

₹4,19,148

Withdrawn

₹0 (exhausted)

Corpus left

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,15,08,620

Value today

+841.1%

vs lumpsum

STP beat direct lumpsum by 841.1% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,11,801

Value today

3.1×

Multiple

Staying invested through that crash turned ₹1L into ₹3,11,801 — a 3.1× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,19,710

Regular plan

₹1,10,723

Direct earns ₹8,987 more on a ₹60K investment1.50% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseJM Financial Mutual Fund
CategoryFocused Fund
Plan Typeregular
Optiongrowth
AUM₹282 Cr
Expense Ratio2.26%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date12 Mar 2008
AMFI Code107410

Risk Metrics

Trailing 1 year, annualised

-0.60

Sharpe Ratio

-0.09

Alpha

0.50

Beta

-0.57

Sortino

17.25%

Std Dev

-19.84%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

JM Focused Fund (Regular) - Growth Option is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

JM Focused Fund (Regular) - Growth Option is a Focused Fund mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹282 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.26%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations