JM Low Duration Fund · Regular · Growth
NAV
₹39.4526
as of 31 Jul 2026
Expense Ratio
0.89%
AUM
₹225 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.67%
- 3Y
- +6.81%
- 5Y
- +5.95%
- Since Inception
- +7.16%
SIP returns (XIRR)
- 1Y
- +5.86%
- 3Y
- +6.64%
- 5Y
- +6.50%
- Since Inception
- +6.80%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,18,131 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,18,131
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,583 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,67,701.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,71,718 today (1.72×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.67
Sharpe Ratio
—
Alpha
—
Beta
0.77
Sortino
0.56%
Std Dev
-0.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
JM Low Duration Fund · Regular · Growth by JM Financial Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
JM Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹225 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 0.89%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations