Kotak Banking & Financial Services Fund - Regular Plan - Growth
₹15.3350
₹0.21 (-1.34%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹15.3350
₹0.21 (-1.34%)
29 May 2026
AMFI: 151381
Direct · Growth
₹₹16.1300
₹0.22 (-1.33%)
29 May 2026
AMFI: 151384
Regular · IDCW
₹₹15.3350
₹0.21 (-1.34%)
29 May 2026
AMFI: 151382
Direct · IDCW
₹₹16.1270
₹0.22 (-1.33%)
29 May 2026
AMFI: 151383
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,900
Invested
₹4,474
Value today
8.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹153
Value today
13.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹8,40,290
Value today
-8.7%
vs lumpsum
Direct lumpsum would have beaten STP by 8.7% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,474
Benchmark
₹4,426
+₹48 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 3 years
Expense ratio drag on your actual returns
Direct plan
₹21,385
Regular plan
₹20,852
Direct earns ₹533 more on a ₹18K investment — 0.99% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.07
Sharpe Ratio
+0.03
Alpha
0.48
Beta
-0.07
Sortino
16.74%
Std Dev
-16.84%
Max Drawdown
Portfolio Holdings
Top 33 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC BANK LTD. INE040A01034 | 1292.00% |
ICICI BANK LTD. INE090A01021 | 1126.00% |
STATE BANK OF INDIA. INE062A01020 | 927.00% |
AXIS BANK LTD. INE238A01034 | 796.00% |
BAJAJ FINANCE LTD. INE296A01032 | 591.00% |
SHRIRAM FINANCE LIMITED INE721A01047 | 461.00% |
BSE LTD INE118H01025 | 438.00% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 340.00% |
BANK OF MAHARASHTRA INE457A01014 | 238.00% |
POONAWALLA FINCORP LIMITED INE511C01022 | 237.00% |
INDUSIND BANK LTD. INE095A01012 | 236.00% |
Power Finance Corporation Ltd. INE134E01011 | 234.00% |
Nippon Life Asset Management Ltd INE298J01013 | 234.00% |
Ujjivan Small Finance Bank Ltd. INE551W01018 | 202.00% |
SBI Life Insurance Company Ltd INE123W01016 | 199.00% |
BANK OF BARODA INE028A01039 | 195.00% |
KARUR VYSYA BANK LTD. INE036D01028 | 187.00% |
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. INE121A01024 | 178.00% |
APTUS VALUE HOUSING FINANCE INE852O01025 | 162.00% |
One 97 Communications Ltd INE982J01020 | 154.00% |
INDIAN BANK INE562A01011 | 149.00% |
RBL BANK LTD. INE976G01028 | 147.00% |
MUTHOOT FINANCE LTD. INE414G01012 | 138.00% |
NUVAMA WEALTH MANAGEMENT LIMITED INE531F01023 | 138.00% |
PIRAMAL FINANCE LTD INE202B01038 | 135.00% |
Prudent Corporate Advisory Services Ltd. INE00F201020 | 114.00% |
SOUTH INDIAN BANK LTD INE683A01023 | 99.00% |
Max Financial Services Ltd INE180A01020 | 93.00% |
INDIA SHELTER FINANCE CORPORATION LTD INE922K01024 | 89.00% |
BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) INE0HOQ01053 | 87.00% |
Computer Age Management Services Limited INE596I01020 | 85.00% |
HOME FIRST FINANCE CO INDIA INE481N01025 | 80.00% |
FEDERAL BANK LTD. INE171A01029 | 1.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Banking & Financial Services Fund - Regular Plan - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Kotak Banking & Financial Services Fund - Regular Plan - Growth is a Sectoral / Thematic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,396 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services Total Return Index. The current expense ratio is 2.10%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations