HDFC Banking & Financial Services Fund - Growth Option
HDFC Mutual Fund · Managed by Anand Laddha
₹17.0370
₹0.23 (-1.35%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹17.0370
₹0.23 (-1.35%)
29 May 2026
AMFI: 148987
Direct · Growth
₹₹18.2520
₹0.25 (-1.35%)
29 May 2026
AMFI: 148986
Regular · IDCW
₹₹14.9550
₹0.21 (-1.35%)
29 May 2026
AMFI: 148984
Direct · IDCW
₹₹16.1310
₹0.22 (-1.35%)
29 May 2026
AMFI: 148985
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹5,800
Invested
₹7,612
Value today
11.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹170
Value today
11.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹10,20,816
Value today
-0.1%
vs lumpsum
Direct lumpsum would have beaten STP by 0.1% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹7,612
Benchmark
₹7,220
+₹392 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 4 years
Expense ratio drag on your actual returns
Direct plan
₹31,525
Regular plan
₹30,664
Direct earns ₹861 more on a ₹24K investment — 0.90% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.02
Alpha
0.40
Beta
0.03
Sortino
16.07%
Std Dev
-17.17%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd.£ INE040A01034 | 15.97% |
HDFC Bank Ltd.£ INE040A01034 | 14.92% |
ICICI Bank Ltd. INE090A01021 | 14.26% |
ICICI Bank Ltd. INE090A01021 | 13.23% |
Axis Bank Ltd. INE238A01034 | 8.51% |
Axis Bank Ltd. INE238A01034 | 8.38% |
Kotak Mahindra Bank Limited INE237A01036 | 8.07% |
Kotak Mahindra Bank Limited INE237A01036 | 7.75% |
State Bank of India INE062A01020 | 7.09% |
State Bank of India INE062A01020 | 6.85% |
Shriram Finance Ltd. INE721A01047 | 4.61% |
Shriram Finance Ltd. INE721A01047 | 4.60% |
Bajaj Finance Ltd. INE296A01032 | 4.09% |
Bajaj Finance Ltd. INE296A01032 | 3.91% |
SBI Life Insurance Company Ltd. INE123W01016 | 3.31% |
SBI Life Insurance Company Ltd. INE123W01016 | 3.21% |
Au Small Finance Bank Ltd. INE949L01017 | 3.05% |
Au Small Finance Bank Ltd. INE949L01017 | 3.02% |
Five-Star Business Finance Limited INE128S01021 | 2.51% |
Karur Vysya Bank Ltd. INE036D01028 | 2.41% |
ICICI Lombard General Insurance Co INE765G01017 | 2.32% |
Karur Vysya Bank Ltd. INE036D01028 | 2.20% |
ICICI Lombard General Insurance Co INE765G01017 | 2.12% |
CanFin Homes Ltd. INE477A01020 | 2.12% |
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED INE346A01027 | 2.08% |
Five-Star Business Finance Limited INE128S01021 | 2.08% |
Billionbrains Garage Ventures Limited (Groww) INE0HOQ01053 | 2.07% |
CanFin Homes Ltd. INE477A01020 | 2.05% |
Angel One Ltd. INE732I01021 | 2.01% |
Home First Finance Company India Ltd INE481N01025 | 1.86% |
Billionbrains Garage Ventures Limited (Groww) INE0HOQ01053 | 1.82% |
Angel One Ltd. INE732I01021 | 1.67% |
Equitas Small Finance Bank Ltd INE063P01018 | 1.64% |
Home First Finance Company India Ltd INE481N01025 | 1.64% |
Max Financial Services Ltd. INE180A01020 | 1.63% |
Indusind Bank Ltd. INE095A01012 | 1.61% |
Bandhan Bank Ltd. INE545U01014 | 1.56% |
Max Financial Services Ltd. INE180A01020 | 1.54% |
PNB Housing Finance Ltd. INE572E01012 | 1.53% |
Indusind Bank Ltd. INE095A01012 | 1.50% |
Power Finance Corporation Ltd. INE134E01011 | 1.44% |
Equitas Small Finance Bank Ltd INE063P01018 | 1.44% |
Poonawalla Fincorp Ltd INE511C01022 | 1.29% |
Fusion Finance Limited INE139R01012 | 1.24% |
PNB Housing Finance Ltd. INE572E01012 | 1.24% |
Bandhan Bank Ltd. INE545U01014 | 1.24% |
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED INE346A01027 | 1.24% |
Power Finance Corporation Ltd. INE134E01011 | 1.18% |
Bajaj Finserv Ltd. INE918I01026 | 1.17% |
SBFC Finance Limited INE423Y01016 | 1.05% |
Performance Comparison
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Investment Objective
HDFC Banking & Financial Services Fund - Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Banking & Financial Services Fund - Growth Option is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹4,394 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Anand Laddha. It benchmarks its performance against NIFTY Financial Services (TRI). The current expense ratio is 1.90%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations