Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option
₹619.0768
₹9.04 (-1.44%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹619.0768
₹9.04 (-1.44%)
29 May 2026
AMFI: 101862
Direct · Growth
₹₹681.5028
₹9.92 (-1.43%)
29 May 2026
AMFI: 118589
Regular · IDCW
₹₹65.6409
₹0.96 (-1.44%)
29 May 2026
AMFI: 101864
Direct · IDCW
₹₹98.9836
₹1.44 (-1.43%)
29 May 2026
AMFI: 118591
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 24 March 2015 onwards due to a structural change in the scheme on that date. Pre-2015 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,38,000
Invested
₹11,77,175
Value today
16.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹61,908
Value today
19.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,80,000
Withdrawn
₹5,01,35,934
Corpus left
+₹5,05,15,934 net gain — withdrew ₹13,80,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹2,73,85,519
Value today
-26.3%
vs lumpsum
Direct lumpsum would have beaten STP by 26.3% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹11,77,175
Benchmark
₹8,48,475
+₹3,28,700 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,05,840
Value today
4.1×
Multiple
Staying invested through that crash turned ₹1L into ₹4,05,840 — a 4.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,22,623
Regular plan
₹1,20,641
Direct earns ₹1,982 more on a ₹60K investment — 0.33% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.02
Sharpe Ratio
+0.05
Alpha
0.46
Beta
0.02
Sortino
15.73%
Std Dev
-16.75%
Max Drawdown
Portfolio Holdings
Top 36 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 13.74% |
ICICI Bank Limited INE090A01021 | 13.53% |
Axis Bank Limited INE238A01034 | 9.63% |
State Bank of India INE062A01020 | 6.07% |
SBI Cards and Payment Services Limited INE018E01016 | 3.68% |
Kotak Mahindra Bank Limited INE237A01036 | 3.61% |
SBI Life Insurance Company Limited INE123W01016 | 3.57% |
Bajaj Finserv Limited INE918I01026 | 3.10% |
Cholamandalam Financial Holdings Limited INE149A01033 | 2.77% |
ICICI Prudential Asset Management Company Limited INE346A01027 | 2.64% |
Bank of Baroda INE028A01039 | 2.50% |
Max Financial Services Limited INE180A01020 | 2.48% |
Multi Commodity Exchange of India Limited INE745G01043 | 2.45% |
IndusInd Bank Limited INE095A01012 | 2.42% |
L&T Finance Limited INE498L01015 | 1.70% |
Star Health And Allied Insurance Company Limited INE575P01011 | 1.67% |
Equitas Small Finance Bank Limited INE063P01018 | 1.66% |
Bajaj Finance Limited INE296A01032 | 1.61% |
UTI Asset Management Company Limited INE094J01016 | 1.59% |
AU Small Finance Bank Limited INE949L01017 | 1.58% |
KFin Technologies Limited INE138Y01010 | 1.56% |
Angel One Limited INE732I01021 | 1.49% |
HDFC Life Insurance Company Limited INE795G01014 | 1.43% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.40% |
Power Finance Corporation Limited INE134E01011 | 1.33% |
Aye Finance Limited INE501X01029 | 1.31% |
PNB Housing Finance Limited INE572E01012 | 1.30% |
Piramal Finance Limited INE202B01038 | 1.14% |
HDFC Asset Management Company Limited INE127D01025 | 1.11% |
The Federal Bank Limited INE171A01029 | 0.93% |
One 97 Communications Limited INE982J01020 | 0.74% |
Sundaram Finance Limited INE660A01013 | 0.69% |
ICICI Prudential Life Insurance Company Limited INE726G01019 | 0.69% |
Aavas Financiers Limited INE216P01012 | 0.64% |
HDB Financial Services Limited INE756I01012 | 0.48% |
Seshaasai Technologies Limited INE04VU01023 | 0.34% |
Performance Comparison
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Investment Objective
Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option is a Sectoral / Thematic mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹7,644 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations