Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹64.2000
as of 15 Jul 2026
Expense Ratio
1.96%
AUM
₹3,585 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.21%
- 3Y
- +11.69%
- 5Y
- +11.29%
- Since Inception
- +15.86%
SIP returns (XIRR)
- 1Y
- +7.27%
- 3Y
- +9.50%
- 5Y
- +12.05%
- Since Inception
- +13.21%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,30,162 today — ₹6,00,000 invested, 12.3% XIRR.
₹6,00,000
Invested
₹11,30,162
Value today
12.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,17,489 today (12.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹20,44,726.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,30,162 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹89,923.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,82,703 today (3.83×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.46
Sharpe Ratio
+0.11
Alpha
0.30
Beta
0.46
Sortino
16.37%
Std Dev
-16.53%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life Banking and Financial Services Fund - REGULAR - IDCW
- 1Icici Bank Limited13.48%
- 2Hdfc Bank Limited10.87%
- 3Axis Bank Limited8.54%
- 4Bajaj Finance Limited5.60%
- 5State Bank Of India5.34%
- 6Shriram Finance Ltd5.16%
- 7Kotak Mahindra Bank Limited3.71%
- 8Au Small Finance Bank Limited2.97%
- 9Bank Of Maharashtra2.87%
- 10Sbi Life Insurance Company Limited2.82%
Investment Objective
Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,585 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.96%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations