MF
MFGenie.ai
ELSS Tax Saver📊 NIFTY 500 TRI

Kotak ELSS Tax Saver Fund · Regular · Growth

Kotak Mahindra Mutual Fund

#21 of 39 (1Y)

NAV

₹114.3280

as of 17 Jun 2026

Expense Ratio

1.76%

AUM

₹6,224 Cr

Viewing Regular · Growth
Compare Fund

Lumpsum returns (CAGR)

1Y
-0.02%
3Y
+12.05%
5Y
+12.31%
Since Inception
+12.58%

SIP returns (XIRR)

1Y
+0.68%
3Y
+5.64%
5Y
+10.17%
Since Inception
+12.90%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,23,500

Invested

₹5,26,604

Value today

12.5%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹5,456

Value today

12.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,35,000

Withdrawn

₹56,46,063

Corpus left

+₹58,81,063 net gain — withdrew ₹12,35,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹57,07,056

Value today

-12.8%

vs lumpsum

Direct lumpsum would have beaten STP by 12.8% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,49,612

Value today

3.5×

Multiple

Staying invested through that crash turned ₹1L into ₹3,49,612 — a 3.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.39

Sharpe Ratio

-0.05

Alpha

0.51

Beta

-0.37

Sortino

14.80%

Std Dev

-15.31%

Max Drawdown

Performance Comparison

Thinking about Kotak ELSS Tax Saver Fund · Regular · Growth?

Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryELSS Tax Saver
BenchmarkNIFTY 500 TRI ✓
Launch Date23 Nov 2005
AMFI Code103339
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadEntry Load (w.e.f. 01.08.09) - NIL ; Exit Load (w.e.f. 01.08.09) Star Kid Facility 1% for exit within Five Years, NIL for exit after Five Years. No Entry Load for Direct Investments from 04.01.08. Your Investment is subject to a Lock-in-period of 3 years from the date of allotment, vide CBDT clarification dt 11.11.05, investments upto Rs.1,00,000/- in this scheme, Individuals & HUFs are eligible for deduction under Section 80C of the IT Act 1961.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 1Hdfc Bank Ltd.7.58%
  2. 2State Bank Of India.5.51%
  3. 3Icici Bank Ltd.4.75%
  4. 4Bharti Airtel Ltd.3.75%
  5. 5Ntpc Ltd3.27%
  6. 6Tech Mahindra Ltd.2.89%
  7. 7Britannia Industries Ltd.2.67%
  8. 8Larsen And Toubro Ltd.2.63%
  9. 9Hero Motocorp Ltd.2.50%
  10. 10Eternal Limited2.42%
Rows per page
Page 1/6

Investment Objective

Kotak ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Kotak ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹6,224 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.76%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations