Kotak Gilt Fund (Investment Provident Fund and Trust) · Regular · Growth
NAV
₹98.1889
as of 17 Jun 2026
Expense Ratio
1.40%
AUM
₹42 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.09%
- 3Y
- +4.79%
- 5Y
- +4.61%
- Since Inception
- +6.92%
SIP returns (XIRR)
- 1Y
- +1.83%
- 3Y
- +3.50%
- 5Y
- +4.46%
- Since Inception
- +7.08%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹27,100
Invested
₹64,337
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹452
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,55,000
Withdrawn
₹12,98,915
Corpus left
+₹16,53,915 net gain — withdrew ₹13,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,37,935
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,37,935 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-1.09
Sharpe Ratio
—
Alpha
—
Beta
-1.05
Sortino
4.00%
Std Dev
-5.40%
Max Drawdown
Performance Comparison
Thinking about Kotak Gilt Fund (Investment Provident Fund and Trust) · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Investment Objective
Kotak Gilt Fund (Investment Provident Fund and Trust) · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Kotak Gilt Fund (Investment Provident Fund and Trust) · Regular · Growth is a Gilt Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹41.9 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations