LIC MF Balanced Advantage Fund · Regular · Growth
NAV
₹13.7056
as of 31 Jul 2026
Expense Ratio
2.39%
AUM
₹676 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.01%
- 3Y
- +6.64%
- 5Y
- —
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +3.07%
- 3Y
- +4.84%
- 5Y
- —
- Since Inception
- +6.66%
What history actually did — last 4 years (Aug 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,64,579 today — ₹2,35,000 invested, 6.1% XIRR.
₹2,35,000
Invested
₹2,64,579
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,34,838 today (7.8% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,10,081 today (1.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.30
Sharpe Ratio
—
Alpha
—
Beta
-0.31
Sortino
9.63%
Std Dev
-10.41%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks10.33%
- Electrical Equipment8.40%
- Chemicals & Petrochemicals8.37%
- Pharmaceuticals & Biotechnology7.24%
- Industrial Products5.08%
- Finance4.98%
- IT - Software3.59%
- Capital Markets3.30%
- Beverages3.05%
- Construction2.59%
- Auto Components2.43%
- Ferrous Metals2.28%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 17.43% Jamnagar Utilities & Power Pvt. Ltd. **7.63%
- 2Icici Bank Ltd.4.91%
- 3Navin Fluorine International Ltd.4.15%
- 47.18% Government Of India3.87%
- 5Sun Pharmaceutical Industries Ltd.2.63%
- 6Larsen & Toubro Ltd.2.59%
- 7Axis Bank Ltd.2.35%
- 87.26% Government Of India2.32%
- 9Solar Industries India Ltd.2.28%
- 10Shriram Finance Ltd.2.28%
Investment Objective
LIC MF Balanced Advantage Fund · Regular · Growth by LIC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
LIC MF Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by LIC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹676 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.39%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations