LIC MF Balanced Advantage Fund · Regular · Growth
NAV
₹13.4284
as of 29 Sept 2026
Expense Ratio
2.94%
AUM
₹677 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.27%
- 3Y
- +6.10%
- 5Y
- —
- Since Inception
- +6.23%
SIP returns (XIRR)
- 1Y
- -0.74%
- 3Y
- +2.75%
- 5Y
- —
- Since Inception
- +5.39%
What history actually did — last 4 years (Sept 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,62,402 today — ₹2,40,000 invested, 4.5% XIRR.
₹2,40,000
Invested
₹2,62,402
Value today
4.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,32,914 today (7.4% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Sept 2022 – Sept 2026) (3 Jun 2024) would be ₹1,07,854 today (1.08×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
—
Alpha
—
Beta
-0.20
Sortino
9.11%
Std Dev
-10.41%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks8.83%
- Electrical Equipment8.46%
- Pharmaceuticals & Biotechnology7.90%
- Chemicals & Petrochemicals7.65%
- IT - Software6.97%
- Industrial Products5.22%
- Finance4.60%
- Retailing4.07%
- Capital Markets3.63%
- Construction2.49%
- Automobiles2.38%
- Non - Ferrous Metals2.20%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.43% Jamnagar Utilities & Power Pvt. Ltd. **7.46%
- 2Icici Bank Ltd.5.56%
- 3Navin Fluorine International Ltd.3.70%
- 47.18% Government Of India3.67%
- 5Sun Pharmaceutical Industries Ltd.2.76%
- 6Larsen & Toubro Ltd.2.49%
- 7Solar Industries India Ltd.2.41%
- 8Shriram Finance Ltd.2.39%
- 9Au Small Finance Bank Ltd.2.30%
- 10Divi'S Laboratories Ltd.2.25%
What this fund does
LIC MF Balanced Advantage Fund · Regular · Growth by LIC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
LIC MF Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by LIC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹677 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.94%.