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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

LIC MF Balanced Advantage Fund · Regular · Growth

LIC Mutual Fund

#35 of 35 (1Y)

NAV

₹13.3178

as of 17 Jun 2026

Expense Ratio

2.39%

AUM

₹709 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-3.94%
3Y
+6.76%
5Y
Since Inception
+6.44%

SIP returns (XIRR)

1Y
-2.27%
3Y
+3.47%
5Y
Since Inception
+5.75%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹27,500

Invested

₹30,319

Value today

4.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,289

Value today

5.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,89,137

Value today

+2.0%

vs lumpsum

STP beat direct lumpsum by 2.0% — reduced timing risk paid off

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.59

Sharpe Ratio

Alpha

Beta

-0.59

Sortino

9.79%

Std Dev

-10.41%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseLIC Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date12 Nov 2021
AMFI Code149259
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

LIC MF Balanced Advantage Fund · Regular · Growth by LIC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

LIC MF Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by LIC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹709 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.39%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations