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Dynamic Asset Allocationregulargrowth📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

LIC MF Balanced Advantage Fund-Regular Plan-Growth

LIC Mutual Fund

#35 of 35 (1Y)

₹13.1941

0.07 (-0.55%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹13.1941

0.07 (-0.55%)

29 May 2026

AMFI: 149259

Direct · Growth

₹₹14.2138

0.08 (-0.54%)

29 May 2026

AMFI: 149261

Regular · IDCW

₹₹11.4468

0.06 (-0.54%)

29 May 2026

AMFI: 149258

Direct · IDCW

₹₹12.2024

0.07 (-0.54%)

29 May 2026

AMFI: 149260

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-1.19%
1 Month-1.82%
3 Months-3.65%
6 Months-5.39%
1 Year-5.02%
3 Years (CAGR)+6.84%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Nov 2021)+6.11%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-5.91%
3 Year SIP+2.62%
5 Year SIP
Since Inception (Nov 2021)+5.10%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹27,000

Invested

₹30,532

Value today

5.4%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,319

Value today

6.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹8,07,432

Value today

+2.0%

vs lumpsum

STP beat direct lumpsum by 2.0% — reduced timing risk paid off

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 4 years

Expense ratio drag on your actual returns

Direct plan

₹28,166

Regular plan

₹27,218

Direct earns ₹948 more on a ₹24K investment0.99% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseLIC Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹709 Cr
Expense Ratio2.39%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date12 Nov 2021
AMFI Code149259

Risk Metrics

Trailing 1 year, annualised

-0.71

Sharpe Ratio

Alpha

Beta

-0.69

Sortino

9.56%

Std Dev

-10.41%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Security% NAV

HDFC Bank Ltd.

INE040A01034

7.68%

7.43% Jamnagar Utilities & Power Pvt. Ltd. **

INE936D07190

7.43%

Reliance Industries Ltd.

INE002A01018

4.72%

ICICI Bank Ltd.

INE090A01021

4.53%

State Bank of India

INE062A01020

4.31%

7.18% Government of India

IN0020230077

3.75%

Tata Consultancy Services Ltd.

INE467B01029

3.49%

Larsen & Toubro Ltd.

INE018A01030

2.52%

7.26% Government of India

IN0020220060

2.26%

Infosys Ltd.

INE009A01021

2.04%

Power Finance Corporation Ltd.

INE134E01011

1.69%

Kotak Mahindra Bank Ltd.

INE237A01036

1.63%

7.54% Government of India

IN0020220029

1.56%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.56%

Tata Steel Ltd.

INE081A01020

1.56%

Axis Bank Ltd.

INE238A01034

1.51%

Garware Hi-Tech Films Ltd.

INE291A01017

1.51%

7.45% Bharti Telecom Ltd. **

INE403D08280

1.49%

Tata Power Company Ltd.

INE245A01021

1.46%

Shakti Pumps (India) Ltd.

INE908D01010

1.39%

NTPC Ltd.

INE733E01010

1.33%

Hindalco Industries Ltd.

INE038A01020

1.26%

ICICI Lombard General Insurance Co. Ltd.

INE765G01017

1.26%

Bharti Airtel Ltd.

INE397D01024

1.24%

Ultratech Cement Ltd.

INE481G01011

1.19%

IPCA Laboratories Ltd.

INE571A01038

1.17%

MAS Financial Services Ltd.

INE348L01012

1.17%

Tata Consumer Products Ltd.

INE192A01025

1.16%

Orkla India Ltd.

INE16NZ01023

1.14%

Manorama Industries Ltd.

INE00VM01036

1.13%

Mahindra & Mahindra Ltd.

INE101A01026

0.99%

SRF Ltd.

INE647A01010

0.91%

Bharat Bijlee Ltd.

INE464A01036

0.88%

Oracle Financial Services Software Ltd.

INE881D01027

0.87%

ITC Ltd.

INE154A01025

0.86%

Techno Electric & Engineering Co. Ltd.

INE285K01026

0.81%

7.55% Indian Railway Finance Corporation Ltd. **

INE053F07BX7

0.76%

Swaraj Engines Ltd.

INE277A01016

0.74%

Bharti Hexacom Ltd.

INE343G01021

0.73%

Lodha Developers Ltd.

INE670K01029

0.69%

InterGlobe Aviation Ltd.

INE646L01027

0.67%

SBI Cards & Payment Services Ltd.

INE018E01016

0.65%

Tata Communications Ltd.

INE151A01013

0.62%

Mahanagar Gas Ltd.

INE002S01010

0.60%

Abbott India Ltd.

INE358A01014

0.54%

Birla Corporation Ltd.

INE340A01012

0.53%

Creditaccess Grameen Ltd.

INE741K01010

0.53%

Isgec Heavy Engineering Ltd.

INE858B01029

0.53%

Aditya Birla Capital Ltd.

INE674K01013

0.51%

Tech Mahindra Ltd.

INE669C01036

0.49%

Performance Comparison

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Investment Objective

LIC MF Balanced Advantage Fund-Regular Plan-Growth by LIC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

LIC MF Balanced Advantage Fund-Regular Plan-Growth is a Dynamic Asset Allocation mutual fund offered by LIC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹709 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.39%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations