LIC MF Conservative Hybrid Fund · Regular · Growth
NAV
₹85.0177
as of 03 Aug 2026
Expense Ratio
2.31%
AUM
₹46 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.00%
- 3Y
- +6.20%
- 5Y
- +5.28%
- Since Inception
- +7.27%
SIP returns (XIRR)
- 1Y
- +5.52%
- 3Y
- +5.37%
- 5Y
- +5.60%
- Since Inception
- +6.67%
Returns calculated from 02 June 2003 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,05,565 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,05,565
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,552 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,89,959.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,56,884 today (1.57×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.42
Sharpe Ratio
—
Alpha
—
Beta
-0.43
Sortino
3.73%
Std Dev
-3.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks6.63%
- Auto Components2.56%
- Petroleum Products2.51%
- IT - Software1.66%
- Finance1.37%
- Industrial Products1.35%
- Diversified FMCG1.30%
- Automobiles0.89%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 17.32% Government Of India11.20%
- 27.17% Government Of India11.18%
- 37.65% State Government Of Tamil Nadu11.09%
- 46.79% Government Of India10.95%
- 58.13% Nuclear Power Corporation **8.93%
- 6Hdfc Bank Ltd. ** #8.53%
- 7Indian Railway Finance Corporation Ltd. (Zcb) **5.85%
- 87.38% Government Of India4.37%
- 9Hdfc Bank Ltd.3.71%
- 107.19% State Government Of Tamil Nadu3.28%
Investment Objective
LIC MF Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
LIC MF Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹46.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 2.31%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations