LIC MF Conservative Hybrid Fund · Regular · Growth
NAV
₹83.3336
as of 01 Oct 2026
Expense Ratio
2.25%
AUM
₹46 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.97%
- 3Y
- +5.38%
- 5Y
- +4.49%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +0.76%
- 3Y
- +3.40%
- 5Y
- +4.49%
- Since Inception
- +6.44%
Returns calculated from 02 June 2003 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,82,225 today — ₹5,95,000 invested, 5.4% XIRR.
₹5,95,000
Invested
₹7,82,225
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,71,702 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,34,793.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹1,53,776 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.84
Sharpe Ratio
—
Alpha
—
Beta
-0.84
Sortino
3.70%
Std Dev
-3.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Pharmaceuticals & Biotechnology4.35%
- Automobiles2.24%
- Auto Components2.14%
- Banks1.89%
- Retailing1.53%
- IT - Software1.48%
- Electrical Equipment1.27%
- Agricultural Food & other Products0.94%
- Finance0.81%
- Aerospace & Defense0.80%
- Healthcare Services0.69%
- Industrial Products0.65%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.32% Government Of India11.21%
- 27.17% Government Of India11.18%
- 37.65% State Government Of Tamil Nadu11.11%
- 46.79% Government Of India10.90%
- 58.13% Nuclear Power Corporation **8.93%
- 67.38% Government Of India4.38%
- 77.19% State Government Of Tamil Nadu3.27%
- 8Sun Pharmaceutical Industries Ltd.1.44%
- 9Divi'S Laboratories Ltd.1.31%
- 10Bajaj Auto Ltd.1.29%
What this fund does
LIC MF Conservative Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with some capital appreciation, and a small equity exposure.
About This Fund
LIC MF Conservative Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by LIC Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹46.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 Conservative Index. The current expense ratio is 2.25%.