LIC MF ELSS Tax Saver · Regular · Growth
NAV
₹143.1215
as of 29 Sept 2026
Expense Ratio
2.17%
AUM
₹990 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.88%
- 3Y
- +7.87%
- 5Y
- +7.30%
- Since Inception
- +11.18%
SIP returns (XIRR)
- 1Y
- -5.23%
- 3Y
- +1.08%
- 5Y
- +6.57%
- Since Inception
- +10.54%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,15,631 today — ₹6,00,000 invested, 10.2% XIRR.
₹6,00,000
Invested
₹10,15,631
Value today
10.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,75,946 today (10.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹17,43,827.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,15,631 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹1,22,480.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,93,028 today (2.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
-0.05
Alpha
0.29
Beta
-0.28
Sortino
13.47%
Std Dev
-16.66%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.65%
- Automobiles9.77%
- Pharmaceuticals & Biotechnology9.32%
- Finance6.01%
- Chemicals & Petrochemicals4.78%
- Auto Components4.54%
- Retailing4.39%
- Consumer Durables4.02%
- Cement & Cement Products3.47%
- IT - Software3.17%
- Agricultural, Commercial & Construction Vehicles2.96%
- Industrial Products2.95%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with LIC MF ELSS Tax Saver Fund-Direct Plan-IDCW
- 1Icici Bank Ltd.8.60%
- 2Hdfc Bank Ltd.6.36%
- 3Axis Bank Ltd.4.36%
- 4Cholamandalam Investment & Fin Co Ltd.3.83%
- 5State Bank Of India3.33%
- 6Sml Mahindra Ltd.2.96%
- 7Srf Ltd.2.80%
- 8Larsen & Toubro Ltd.2.73%
- 9Eicher Motors Ltd.2.63%
- 10Eternal Ltd.2.54%
What this fund does
LIC MF ELSS Tax Saver · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
LIC MF ELSS Tax Saver · Regular · Growth is a ELSS Tax Saver mutual fund offered by LIC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹990 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C