LIC MF ELSS Tax Saver · Regular · Growth
NAV
₹147.8938
as of 15 Jul 2026
Expense Ratio
2.17%
AUM
₹1,037 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.13%
- 3Y
- +9.81%
- 5Y
- +10.02%
- Since Inception
- +11.44%
SIP returns (XIRR)
- 1Y
- -1.21%
- 3Y
- +4.10%
- 5Y
- +8.48%
- Since Inception
- +10.91%
Returns calculated from 07 January 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,63,131 today — ₹6,00,000 invested, 11.2% XIRR.
₹6,00,000
Invested
₹10,63,131
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,99,306 today (11.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹19,29,928.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,63,131 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹1,56,954.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,01,237 today (3.01×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.40
Sharpe Ratio
-0.07
Alpha
0.29
Beta
-0.39
Sortino
14.39%
Std Dev
-16.66%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks23.00%
- Automobiles8.00%
- Finance7.00%
- Pharmaceuticals & Biotechnology6.00%
- Industrial Products6.00%
- Retailing5.00%
- Consumer Durables5.00%
- Auto Components4.00%
- IT - Software4.00%
- Cement & Cement Products3.00%
- Chemicals & Petrochemicals3.00%
- Construction3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.68%
- 2Hdfc Bank Ltd.7.12%
- 3Axis Bank Ltd.4.37%
- 4State Bank Of India3.45%
- 5Cholamandalam Investment & Fin Co Ltd.3.32%
- 6Shakti Pumps (India) Ltd.3.27%
- 7Kirloskar Oil Engines Ltd.3.01%
- 8Larsen & Toubro Ltd.2.78%
- 9Eicher Motors Ltd.2.41%
- 10Blue Star Ltd.2.35%
Investment Objective
LIC MF ELSS Tax Saver · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
LIC MF ELSS Tax Saver · Regular · Growth is a ELSS Tax Saver mutual fund offered by LIC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹1,037 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations