LIC MF Focused Fund · Regular · Growth
NAV
₹22.2694
as of 03 Aug 2026
Expense Ratio
2.35%
AUM
₹160 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.49%
- 3Y
- +10.02%
- 5Y
- +9.82%
- Since Inception
- +9.63%
SIP returns (XIRR)
- 1Y
- +13.10%
- 3Y
- +7.54%
- 5Y
- +9.19%
- Since Inception
- +11.33%
What history actually did — last 8 years (Aug 2018 – Jul 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,48,357 today — ₹4,75,000 invested, 11.3% XIRR.
₹4,75,000
Invested
₹7,48,357
Value today
11.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,10,550 today (9.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹13,57,147.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,48,357 in this fund vs ₹8,49,456 in the benchmark — underperformance of ₹1,01,099.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Jul 2026) (22 Mar 2020) would be ₹3,24,716 today (3.25×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.02
Alpha
0.30
Beta
0.03
Sortino
16.58%
Std Dev
-17.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Automobiles12.98%
- Banks12.60%
- Auto Components11.48%
- Industrial Products7.62%
- Power7.49%
- Electrical Equipment5.76%
- Finance4.88%
- IT - Software4.49%
- Transport Infrastructure4.37%
- Transport Services4.34%
- Agricultural, Commercial & Construction Vehicles4.06%
- Retailing3.89%
Each sector links to the mutual funds most exposed to it.
Thinking about LIC MF Focused Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Tata Motors Passenger Vehicles Ltd.7.09%
- 2Icici Bank Ltd.4.91%
- 3State Bank Of India4.79%
- 4Jsw Infrastructure Ltd.4.37%
- 5Interglobe Aviation Ltd.4.34%
- 6Tata Motors Ltd.4.06%
- 7Garware Hi-Tech Films Ltd.3.91%
- 8Ntpc Ltd.3.89%
- 9Lenskart Solutions Ltd.3.89%
- 10Schneider Electric Infrastructure Ltd.3.74%
Investment Objective
LIC MF Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
LIC MF Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹160 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations