LIC MF Focused Fund · Regular · Growth
NAV
₹21.6311
as of 29 Sept 2026
Expense Ratio
3.65%
AUM
₹161 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.40%
- 3Y
- +8.32%
- 5Y
- +7.28%
- Since Inception
- +9.09%
SIP returns (XIRR)
- 1Y
- +5.46%
- 3Y
- +4.81%
- 5Y
- +7.47%
- Since Inception
- +10.35%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,26,177 today — ₹4,75,000 invested, 10.5% XIRR.
₹4,75,000
Invested
₹7,26,177
Value today
10.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,22,085 today (10.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹14,94,675.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,26,177 in this fund vs ₹7,84,171 in the benchmark — underperformance of ₹57,994.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹3,20,461 today (3.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.04
Alpha
0.29
Beta
0.18
Sortino
15.07%
Std Dev
-17.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Auto Components15.81%
- Banks10.70%
- Automobiles9.61%
- Industrial Products7.36%
- Power6.64%
- Realty5.94%
- IT - Software5.78%
- Industrial Manufacturing5.38%
- Finance5.30%
- Agricultural, Commercial & Construction Vehicles4.41%
- Transport Services3.93%
- Electrical Equipment3.01%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Tata Motors Passenger Vehicles Ltd.7.25%
- 2Indo-Mim Ltd.5.38%
- 3Tata Motors Ltd.4.41%
- 4Garware Hi-Tech Films Ltd.4.13%
- 5State Bank Of India4.04%
- 6Bharat Forge Ltd.4.04%
- 7Oracle Financial Services Software Ltd.4.03%
- 8Icici Bank Ltd.3.94%
- 9Interglobe Aviation Ltd.3.93%
- 10The Phoenix Mills Ltd.3.53%
What this fund does
LIC MF Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
LIC MF Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 3.65%.