LIC MF Gilt Fund · Regular · Growth
NAV
₹60.4004
as of 13 Nov 2026
Expense Ratio
1.10%
AUM
₹45 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.45%
- 3Y
- +4.82%
- 5Y
- +4.29%
- Since Inception
- +6.80%
SIP returns (XIRR)
- 1Y
- +3.59%
- 3Y
- +3.23%
- 5Y
- +4.20%
- Since Inception
- +6.09%
Returns calculated from 15 October 2001 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,73,415 today — ₹6,00,000 invested, 5.0% XIRR.
₹6,00,000
Invested
₹7,73,415
Value today
5.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,68,739 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,13,978.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,36,068 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.49
Sharpe Ratio
—
Alpha
—
Beta
-1.49
Sortino
4.34%
Std Dev
-6.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.3% Government Of India33.43%
- 291 Days Tbill Red 10-12-202622.49%
- 3364 Days Tbill Red 10-12-202617.99%
- 4182 Days Tbill Red 17-12-202611.23%
- 57.34% Government Of India11.17%
What this fund does
LIC MF Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
LIC MF Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹45.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.10%.