LIC MF Gilt Fund · Regular · Growth
NAV
₹59.4129
as of 17 Jun 2026
Expense Ratio
1.16%
AUM
₹45 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.13%
- 3Y
- +4.58%
- 5Y
- +4.10%
- Since Inception
- +6.84%
SIP returns (XIRR)
- 1Y
- +1.52%
- 3Y
- +3.45%
- 5Y
- +4.22%
- Since Inception
- +6.14%
Returns calculated from 15 October 2001 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,57,500
Invested
₹3,78,409
Value today
6.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,647
Value today
6.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,75,000
Withdrawn
₹18,62,831
Corpus left
+₹24,37,831 net gain — withdrew ₹15,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,33,215
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,33,215 — a 1.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.97
Sharpe Ratio
—
Alpha
—
Beta
-0.95
Sortino
4.36%
Std Dev
-6.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.3% Government Of India33.44%
- 26.68% Government Of India21.62%
- 37.34% Government Of India21.53%
- 47.24% Government Of India10.93%
- 56.9% Government Of India10.20%
Investment Objective
LIC MF Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
LIC MF Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹44.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations