LIC MF Medium to Long Term Fund · Regular · Growth
NAV
₹75.8179
as of 13 Nov 2026
Expense Ratio
0.62%
AUM
₹175 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.47%
- 3Y
- +6.51%
- 5Y
- +5.56%
- Since Inception
- +7.55%
SIP returns (XIRR)
- 1Y
- +4.00%
- 3Y
- +5.20%
- 5Y
- +5.83%
- Since Inception
- +6.80%
Returns calculated from 20 September 1999 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,00,270 today — ₹6,00,000 invested, 5.7% XIRR.
₹6,00,000
Invested
₹8,00,270
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,70,892 today (5.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,08,649.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,43,677 today (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.60
Sharpe Ratio
—
Alpha
—
Beta
-1.60
Sortino
2.14%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.48% National Bk For Agriculture & Rural Dev.8.65%
- 27.3% Government Of India8.50%
- 3Hdfc Bank Ltd. #8.42%
- 4Canara Bank ** #8.23%
- 57.42% Power Finance Corporation Ltd. **6.02%
- 67.43% Jamnagar Utilities & Power Pvt. Ltd.5.99%
- 77.65% State Government Of Karnataka5.98%
- 87.33% Government Of India5.97%
- 97.71% Government Of India5.94%
- 10Indian Bank #5.67%
What this fund does
LIC MF Medium to Long Term Fund · Regular · Growth by LIC Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
LIC MF Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹175 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 0.62%.