LIC MF Medium to Long Duration Fund · Regular · Growth
NAV
₹75.5471
as of 31 Jul 2026
Expense Ratio
0.50%
AUM
₹184 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.57%
- 3Y
- +6.57%
- 5Y
- +5.62%
- Since Inception
- +7.62%
SIP returns (XIRR)
- 1Y
- +5.21%
- 3Y
- +6.16%
- 5Y
- +6.28%
- Since Inception
- +6.89%
Returns calculated from 20 September 1999 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,03,363 today — ₹5,95,000 invested, 5.9% XIRR.
₹5,95,000
Invested
₹8,03,363
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,77,852 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,75,153.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,43,164 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
—
Alpha
—
Beta
-0.34
Sortino
2.17%
Std Dev
-1.64%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Government Of India13.36%
- 27.77% State Government Of Gujarat11.74%
- 37.3% Government Of India11.34%
- 46.48% Government Of India9.02%
- 57.48% National Bk For Agriculture & Rural Dev.6.02%
- 67.74% State Government Of Karnataka5.98%
- 77.43% Jamnagar Utilities & Power Pvt. Ltd. **5.91%
- 87.42% Power Finance Corporation Ltd.5.84%
- 9Indian Bank ** #5.46%
- 10Indian Railway Finance Corporation Ltd. (Zcb) **4.63%
Investment Objective
LIC MF Medium to Long Duration Fund · Regular · Growth by LIC Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
LIC MF Medium to Long Duration Fund · Regular · Growth is a Medium to Long Duration mutual fund offered by LIC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹184 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 0.50%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations