LIC MF Short Term Fund · Regular · Growth
NAV
₹15.4470
as of 30 Sept 2026
Expense Ratio
1.14%
AUM
₹138 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.56%
- 3Y
- +6.49%
- 5Y
- +5.25%
- Since Inception
- +5.84%
SIP returns (XIRR)
- 1Y
- +4.65%
- 3Y
- +5.91%
- 5Y
- +5.92%
- Since Inception
- +5.56%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,03,445 today — ₹4,15,000 invested, 5.5% XIRR.
₹4,15,000
Invested
₹5,03,445
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,44,577 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,42,321.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,43,251 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.59
Sharpe Ratio
—
Alpha
—
Beta
-0.65
Sortino
1.25%
Std Dev
-0.83%
Max Drawdown
Performance Comparison
Thinking about LIC MF Short Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 17.48% National Bk For Agriculture & Rural Dev.8.62%
- 27.34% Small Industries Development Bk Of India **8.55%
- 37.45% Bharti Telecom Ltd. **8.36%
- 48.95% 360 One Prime Ltd. **8.24%
- 57.49% National Highways Authority Of India **8.14%
- 66.78% State Government Of Maharashtra8.08%
- 76.61% Power Finance Corporation Ltd. **8.07%
- 88.14% Nuclear Power Corporation **4.27%
- 98.13% Nuclear Power Corporation **4.22%
- 108.1% Aditya Birla Housing Finance Ltd. **4.15%
What this fund does
LIC MF Short Term Fund · Regular · Growth by LIC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
LIC MF Short Term Fund · Regular · Growth is a Short Term mutual fund offered by LIC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹138 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index. The current expense ratio is 1.14%.