Motilal Oswal Ultra Short Term Fund · Regular · Growth
NAV
₹17.4141
as of 31 Jul 2026
Expense Ratio
1.00%
AUM
₹391 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.19%
- 3Y
- +5.68%
- 5Y
- +5.00%
- Since Inception
- +4.39%
SIP returns (XIRR)
- 1Y
- +5.37%
- 3Y
- +5.54%
- 5Y
- +5.45%
- Since Inception
- +4.17%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,39,027 today — ₹5,95,000 invested, 4.3% XIRR.
₹5,95,000
Invested
₹7,39,027
Value today
4.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,42,447 today (3.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹6,85,439.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,33,346 today (1.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.67
Sharpe Ratio
—
Alpha
—
Beta
-2.97
Sortino
0.30%
Std Dev
-0.06%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1364 Days Tbill (Md 30/07/2026)17.31%
- 2Triparty Repo14.21%
- 3Tata Capital Limited 2026 **5.82%
- 4Indian Bank 2026 ** #5.80%
- 5Export Import Bank Of India 2026 #5.80%
- 6Union Bank Of India 2026 ** #5.79%
- 7Axis Bank Limited 2026 ** #5.74%
- 8Sundaram Finance Limited 2026 **5.74%
- 9364 Days Tbill (Md 10/09/2026)5.73%
- 10Hdfc Bank Limited 2026 ** #5.70%
Investment Objective
Motilal Oswal Ultra Short Term Fund · Regular · Growth by Motilal Oswal Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
Motilal Oswal Ultra Short Term Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹391 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL ULTRA SHORT DURATION DEBT A-I INDEX. The current expense ratio is 1.00%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations