Nippon India Balanced Advantage Fund · Regular · Growth
NAV
₹177.9395
as of 30 Sept 2026
Expense Ratio
1.99%
AUM
₹9,597 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.65%
- 3Y
- +8.59%
- 5Y
- +7.90%
- Since Inception
- +14.07%
SIP returns (XIRR)
- 1Y
- -1.30%
- 3Y
- +4.15%
- 5Y
- +7.45%
- Since Inception
- +11.43%
Returns calculated from 05 August 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,51,063 today — ₹5,95,000 invested, 9.2% XIRR.
₹5,95,000
Invested
₹9,51,063
Value today
9.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,44,997 today (9.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹14,98,905.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹2,36,756 today (2.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
—
Alpha
—
Beta
-0.08
Sortino
8.11%
Std Dev
-7.90%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks19.70%
- IT - Software4.95%
- Retailing4.48%
- Finance4.02%
- Automobiles3.86%
- Pharmaceuticals & Biotechnology3.37%
- Power2.99%
- Electrical Equipment2.72%
- Petroleum Products2.58%
- Telecom - Services2.30%
- Construction2.03%
- Diversified FMCG1.70%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Nippon India Balanced Advantage Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Portfolio holdings
portfolio shared with NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option
- 1Icici Bank Limited6.00%
- 2Hdfc Bank Limited5.69%
- 3State Bank Of India2.68%
- 4Axis Bank Limited2.63%
- 5Reliance Industries Limited2.58%
- 6Infosys Limited2.52%
- 7Bharti Airtel Limited2.30%
- 8Mahindra & Mahindra Limited2.17%
- 9Kotak Mahindra Bank Limited2.04%
- 10Larsen & Toubro Limited1.88%
What this fund does
Nippon India Balanced Advantage Fund · Regular · Growth by Nippon India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Nippon India Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹9,597 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 50+50 - MODERATE INDEX. The current expense ratio is 1.99%.