Tata Banking And Financial Services Fund · Regular · Growth
NAV
₹41.7587
as of 30 Sept 2026
Expense Ratio
1.89%
AUM
₹3,060 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.76%
- 3Y
- +8.69%
- 5Y
- +9.76%
- Since Inception
- +14.21%
SIP returns (XIRR)
- 1Y
- -6.44%
- 3Y
- +4.17%
- 5Y
- +9.27%
- Since Inception
- +12.06%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,83,849 today — ₹6,00,000 invested, 11.4% XIRR.
₹6,00,000
Invested
₹10,83,849
Value today
11.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,19,862 today (12.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹21,14,767.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,83,849 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹56,556.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,27,228 today (3.27×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
-0.01
Alpha
0.30
Beta
0.03
Sortino
15.75%
Std Dev
-16.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks51.22%
- Finance21.25%
- Insurance10.54%
- Capital Markets9.49%
- Financial Technology (Fintech)7.23%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd10.57%
- 2Hdfc Bank Ltd9.15%
- 3State Bank Of India8.81%
- 4Axis Bank Ltd8.21%
- 5Kotak Mahindra Bank Ltd5.22%
- 6Shriram Finance Ltd4.92%
- 7Pb Fintech Ltd4.58%
- 8Sbi Life Insurance Company Ltd3.54%
- 9Hdfc Asset Management Company Ltd2.98%
- 10Bajaj Finance Ltd2.90%
What this fund does
Tata Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,060 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations