Tata Banking And Financial Services Fund · Regular · Growth
NAV
₹44.4823
as of 14 Jul 2026
Expense Ratio
1.89%
AUM
₹3,161 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.90%
- 3Y
- +12.31%
- 5Y
- +12.10%
- Since Inception
- +15.21%
SIP returns (XIRR)
- 1Y
- +5.62%
- 3Y
- +9.84%
- 5Y
- +12.76%
- Since Inception
- +13.61%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,83,265 today — ₹6,00,000 invested, 13.2% XIRR.
₹6,00,000
Invested
₹11,83,265
Value today
13.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,67,477 today (13.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹24,91,500.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,83,265 in this fund vs ₹12,20,085 in the benchmark — underperformance of ₹36,820.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹3,49,756 today (3.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.41
Sharpe Ratio
+0.10
Alpha
0.29
Beta
0.41
Sortino
15.84%
Std Dev
-16.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd12.95%
- 2Hdfc Bank Ltd11.11%
- 3State Bank Of India9.94%
- 4Axis Bank Ltd9.04%
- 5Shriram Finance Ltd4.51%
- 6Kotak Mahindra Bank Ltd4.16%
- 7Sbi Life Insurance Company Ltd4.02%
- 8Hdfc Asset Management Company Ltd3.82%
- 9Pnb Housing Finance Ltd2.68%
- 10360 One Wam Ltd2.65%
Investment Objective
Tata Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations