Tata Banking And Financial Services Fund-Regular Plan-Growth
₹42.0649
₹0.60 (-1.41%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹42.0649
₹0.60 (-1.41%)
29 May 2026
AMFI: 135794
Direct · Growth
₹₹49.5944
₹0.70 (-1.40%)
29 May 2026
AMFI: 135793
Regular · IDCW
₹₹37.1380
₹0.53 (-1.41%)
29 May 2026
AMFI: 135790
Direct · IDCW
₹₹48.0410
₹0.68 (-1.40%)
29 May 2026
AMFI: 135792
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹12,500
Invested
₹25,146
Value today
12.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹21,032
Value today
14.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,25,000
Withdrawn
₹29,49,208
Corpus left
+₹25,74,208 net gain — withdrew ₹6,25,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹22,91,639
Value today
-9.2%
vs lumpsum
Direct lumpsum would have beaten STP by 9.2% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,30,748
Value today
3.3×
Multiple
Staying invested through that crash turned ₹1L into ₹3,30,748 — a 3.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,28,773
Regular plan
₹1,17,112
Direct earns ₹11,661 more on a ₹60K investment — 1.94% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.04
Sharpe Ratio
+0.03
Alpha
0.47
Beta
-0.04
Sortino
15.72%
Std Dev
-16.60%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LTD INE040A01034 | 16.00% |
ICICI BANK LTD INE090A01021 | 14.31% |
ICICI BANK LTD INE090A01021 | 12.95% |
HDFC BANK LTD INE040A01034 | 11.11% |
STATE BANK OF INDIA INE062A01020 | 10.11% |
STATE BANK OF INDIA INE062A01020 | 9.94% |
AXIS BANK LTD INE238A01034 | 9.19% |
AXIS BANK LTD INE238A01034 | 9.04% |
SHRIRAM FINANCE LTD INE721A01047 | 4.51% |
SHRIRAM FINANCE LTD INE721A01047 | 4.37% |
KOTAK MAHINDRA BANK LTD INE237A01036 | 4.16% |
SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 4.02% |
HDFC ASSET MANAGEMENT COMPANY LTD INE127D01025 | 3.82% |
SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 3.77% |
BANK OF BARODA INE028A01039 | 3.30% |
BAJAJ FINSERV LTD INE918I01026 | 3.03% |
CANARA HSBC LIFE INSURANCE COMPANY LTD INE01TY01017 | 2.92% |
PNB HOUSING FINANCE LTD INE572E01012 | 2.68% |
360 ONE WAM LTD INE466L01038 | 2.65% |
CANARA HSBC LIFE INSURANCE COMPANY LTD INE01TY01017 | 2.64% |
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LTD INE346A01027 | 2.54% |
ICICI LOMBARD GENERAL INSURANCE CO. LTD INE765G01017 | 2.49% |
ONE 97 COMMUNICATIONS LTD INE982J01020 | 2.42% |
MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 2.41% |
ONE 97 COMMUNICATIONS LTD INE982J01020 | 2.35% |
ICICI LOMBARD GENERAL INSURANCE CO. LTD INE765G01017 | 2.32% |
INDUSIND BANK LTD INE095A01012 | 2.21% |
MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 2.11% |
PNB HOUSING FINANCE LTD INE572E01012 | 2.06% |
INDUSIND BANK LTD INE095A01012 | 2.02% |
HDFC LIFE INSURANCE CO. LTD INE795G01014 | 1.94% |
MAX FINANCIAL SERVICES LTD INE180A01020 | 1.94% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.90% |
MAX FINANCIAL SERVICES LTD INE180A01020 | 1.86% |
CITY UNION BANK LTD INE491A01021 | 1.86% |
CITY UNION BANK LTD INE491A01021 | 1.84% |
POWER FINANCE CORPORATION LTD INE134E01011 | 1.81% |
DCB BANK LTD INE503A01015 | 1.77% |
POWER FINANCE CORPORATION LTD INE134E01011 | 1.70% |
DCB BANK LTD INE503A01015 | 1.66% |
STAR HEALTH AND ALLIED INSURANCE COMPANY LTD INE575P01011 | 1.64% |
STAR HEALTH AND ALLIED INSURANCE COMPANY LTD INE575P01011 | 1.58% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.54% |
FIVE-STAR BUSINESS FINANCE LTD INE128S01021 | 1.51% |
PB FINTECH LTD INE417T01026 | 1.46% |
PB FINTECH LTD INE417T01026 | 1.39% |
TATA CAPITAL LTD INE976I01016 | 1.32% |
NIPPON LIFE INDIA ASSET MANAGEMENT LTD INE298J01013 | 1.32% |
TATA CAPITAL LTD INE976I01016 | 1.30% |
FIVE-STAR BUSINESS FINANCE LTD INE128S01021 | 1.24% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Tata Banking And Financial Services Fund-Regular Plan-Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Banking And Financial Services Fund-Regular Plan-Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations