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ELSS Tax Saver📊 NIFTY 500 TRI

Nippon India ELSS Tax Saver Fund · Regular · Growth

Nippon India Mutual Fund

#9 of 39 (1Y)

NAV

₹129.9289

as of 16 Jun 2026

Expense Ratio

1.71%

AUM

₹14,750 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+2.15%
3Y
+15.24%
5Y
+14.13%
Since Inception
+13.17%

SIP returns (XIRR)

1Y
+2.93%
3Y
+8.22%
5Y
+12.21%
Since Inception
+12.71%

Returns calculated from 24 May 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,24,500

Invested

₹5,31,311

Value today

12.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹12,560

Value today

13.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,45,000

Withdrawn

₹72,46,885

Corpus left

+₹74,91,885 net gain — withdrew ₹12,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹66,39,297

Value today

-11.9%

vs lumpsum

Direct lumpsum would have beaten STP by 11.9% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,25,728

Value today

2.3×

Multiple

Staying invested through that crash turned ₹1L into ₹2,25,728 — a 2.3× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.11

Sharpe Ratio

+0.01

Alpha

0.49

Beta

-0.11

Sortino

14.78%

Std Dev

-13.05%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseNippon India Mutual Fund
CategoryELSS Tax Saver
BenchmarkNIFTY 500 TRI ✓
Launch Date21 Sept 2005
AMFI Code103196
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadExit load - NIL, Lock in period is 3 years from the date of subscription.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - IDCW Option

Holding% NAV

Investment Objective

Nippon India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Nippon India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹14,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.71%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations