Nippon India ELSS Tax Saver Fund · Regular · Growth
NAV
₹131.6720
as of 31 Jul 2026
Expense Ratio
1.71%
AUM
₹13,544 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.51%
- 3Y
- +13.10%
- 5Y
- +13.42%
- Since Inception
- +13.16%
SIP returns (XIRR)
- 1Y
- +4.64%
- 3Y
- +7.95%
- 5Y
- +12.09%
- Since Inception
- +12.70%
Returns calculated from 24 May 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,94,181 today — ₹2,95,000 invested, 11.8% XIRR.
₹2,95,000
Invested
₹3,94,181
Value today
11.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,86,437 today (13.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹14,70,191.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,94,181 in this fund vs ₹3,87,327 in the benchmark — outperformance of ₹6,854.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,08,934 today (1.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.18
Sharpe Ratio
+0.04
Alpha
0.30
Beta
0.18
Sortino
14.18%
Std Dev
-12.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited7.39%
- 2Hdfc Bank Limited6.54%
- 3Axis Bank Limited4.25%
- 4Samvardhana Motherson International Limited3.48%
- 5State Bank Of India3.38%
- 6Ntpc Limited3.36%
- 7Reliance Industries Limited2.96%
- 8Bharti Airtel Limited2.85%
- 9Power Finance Corporation Limited2.60%
- 10Infosys Limited2.55%
Investment Objective
Nippon India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Nippon India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹13,544 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.71%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations