Nippon India ELSS Tax Saver Fund · Regular · Growth
NAV
₹135.1213
as of 13 Nov 2026
Expense Ratio
1.78%
AUM
₹14,739 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.38%
- 3Y
- +13.18%
- 5Y
- +10.91%
- Since Inception
- +13.10%
SIP returns (XIRR)
- 1Y
- +9.94%
- 3Y
- +7.12%
- 5Y
- +11.77%
- Since Inception
- +12.63%
Returns calculated from 24 May 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,99,387 today — ₹3,00,000 invested, 11.7% XIRR.
₹3,00,000
Invested
₹3,99,387
Value today
11.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,67,840 today (10.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹12,79,009.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,99,387 in this fund vs ₹3,87,935 in the benchmark — outperformance of ₹11,452.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,20,808 today (1.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
+0.01
Alpha
0.93
Beta
-0.08
Sortino
12.71%
Std Dev
-12.20%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks24.38%
- Finance7.91%
- Beverages6.70%
- Power6.45%
- Pharmaceuticals & Biotechnology6.09%
- Retailing5.70%
- Auto Components4.33%
- Telecom - Services3.86%
- Insurance3.60%
- Industrial Products2.91%
- Consumer Durables2.87%
- IT - Software2.87%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.89%
- 2Icici Bank Limited7.03%
- 3Axis Bank Limited4.09%
- 4Samvardhana Motherson International Limited3.36%
- 5State Bank Of India3.34%
- 6Ntpc Limited3.21%
- 7Bharti Airtel Limited2.85%
- 8Reliance Industries Limited2.78%
- 9Radico Khaitan Limited2.63%
- 10Eternal Limited2.50%
What this fund does
Nippon India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Nippon India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹14,739 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.78%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C